Frank RohdeCEO Ownify. Partnering investors with homebuyers - homeownership reimagined. We’re solving the affordability crisis one brick at a time.

How to use AI to save 5-7% on your home purchase #realtor #homebuyingtips #firsttimehomebuyer

Name: How to use AI to save 5-7% on your home purchase #realtor #homebuyingtips #firsttimehomebuyer
Uploaded: 2026-02-02T22:00:50+00:00
Duration: 1 min
Channel: Frank Rohde
Description: Three ways AI cuts home-buying costs: research better mortgage rates to save 1-2% on monthly payments, use tools like Ownify to negotiate 5% below asking…

2 Feb 2026 · 1 min

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Three ways AI cuts home-buying costs: research better mortgage rates to save 1-2% on monthly payments, use tools like Ownify to negotiate 5% below asking price, and explore alternative ownership structures. Combined, you could save 5-7% total.

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Someone asked me today, how do you save money buying a house with AI? There are really 3 ways to do this. One, you can use AI tools to research the best pricing, the best deal on a mortgage, and generally you can find probably 100, 200 basis points or 1 to 2% in terms of reduction in loan level price adjustments and really the best mortgage rates. So that lowers your monthly payment. That's number 1. Number 2, you can use AI tools to understand what is the price sensitivity, what's the offer I should make, what's the best AI can get and structure the best offer for a house. We've been doing this with Ownify for, for quite a while now, and we've been able to eke out about 5% savings below list price in making very aggressive offers, and we're using AI tools to research that. And then 3, the structure in which you hold the home. So you can be on title, you can use a rent-to-own structure, you can use fractional ownership. Research those, use AI tools. The LLMs give you great optionality. So all in, you can probably use AI to reduce the cost of your first home by somewhere between 5 to 7%.