Mortgage Math Secrets: Why the System Is Broken for Young Homeowners #firsttimehomebuyer
23 Jan 2026 · 0 min

0:14
A former mortgage-pricing executive who spent 15 years helping banks maximize profits reveals how the system inflates costs for young and first-time homebuyers. He breaks down the hidden algorithms and risk models that disadvantage newer borrowers and explains why banks have little incentive to change.










