Mortgage Math Secrets: Why the System Is Broken for Young Homeowners #firsttimehomebuyer

23 Jan 2026 · 0 min
0:14

A former mortgage-pricing executive who spent 15 years helping banks maximize profits reveals how the system inflates costs for young and first-time homebuyers. He breaks down the hidden algorithms and risk models that disadvantage newer borrowers and explains why banks have little incentive to change.

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