Day In The Life Of A Life Insurance Agent Working Remote

What's going on, guys? I'm going to show you a day in the life of a life insurance agent working remotely and traveling in Brazil. So the beautiful thing about this career path and about being an insurance agent, especially when you do it virtually, is you can do it from anywhere in the world. So I'm in Florianopolis, Brazil right Now. It's currently 8am in Brazil time, which means it's about 6am Eastern. I have my first appointment at 12:12 Eastern, meaning we have a few hours before I can even jump on the phones or start doing anything just because of like TCPA rules. So we're gonna go to the beach.

Alright, so we're waiting on an Uber to come get us. Take us to the beach. Let me show you guys this view. Check that out. You can't really see it that well in the camera, but I promise you it's nice. And then we have the steepest driveway of all time.

Alrighty. So we got back from the beach and just put on a little polo. About to jump on this meeting here. We got our first appointment in about 15 minutes. So let me give you guys a little bit of context. Basically what I'm doing is talking to this guy about saving for retirement using something called an IUL or Index Universal Life.

So basically when you set it up and structure it a certain way, it allows them to get tax free income in retirement. So the guy is trying to have a total of 8 to $10,000 in tax free retirement income. Right now he's gonna be pretty close to like 5. So we need to find something that's gonna get him the rest of the way there. He's got like a pension and then Social Security. So what we're going to be doing is putting a plan together to help him hit his goals. So you guys will see me jumping on that meeting in just a second. My buddy Jimmy is going to jump on and help out with that and we're going to get it. I agree. We'll bet, bro.

I'm going to jump off and call one of these leads. I'll let you know if this guy.

Gets back in the line. I still think this guy's a solid prospect. We're just going to have to probably rebook them. All right, so first appointment ended up being a no show, but that does not stop us. I have 11 new leads that I need to call and I have 54 leads that I've called a couple times. But I'm gonna start making some dial. So it's a pretty beautiful day outside. So I figured I'm gonna make some calls out here. So let's go ahead and get cracking. You're looking to retire in about five, five years or so. Okay, sense makes sense. Okay, great. And then with that IUO you have currently, just so I can kind of figure out where you're at with that and see if we could, you know, add something more and get you a lower price than what you're currently paying. I'm going to shoot you over an invite here. It's going to go to your email and then you'll also be texted a zoom link and we said for 5:30 Eastern Time. Well, I just shot you over that invite. You're going to get a text and an email confirming it with the zoom link. And you have a good day. We'll talk at 5:30 Eastern. Alrighty. So just set an appointment. This was off of a, a little lead dial here. So this guy, he's not gonna be like a tax free retirement IUO sale. This guy's more so just looking for a insurance policy to pay out like a death benefit if he passes away. So he's looking for like the actual life insurance protection for his wife. I called him. He currently has a policy with a company that is known for having a really high cost. Right. And so what I want to see is I want to make sure that his policy is set up the right way. Whereas if something happens or the market doesn't perform as it's supposed to, his policy doesn't lapse and he doesn't lose all the money that he put into it. So that's what we're going to look at later this afternoon. The guy was super nice, very receptive and open to that conversation. So that was really good. And let's see. So yeah, I got him at 5:30. I got another call before my first guy, no show. But I'm gonna reach back out to him and try to get him on and then I'm also gonna call, I have another call at 6:30 or 6:15. I want to call him and confirm the appointment and get some information. So I'm gonna do that right now. As long as he is actually within a time zone that we can call at the moment. Well it's 8:30 Pacific time so I can call pretty much anybody. Let's give this guy a ring. Alright, so real quick, I need to interrupt the video because if you're a life insurance agent, chances are you're doing one of three things. You're either buying age, leads, you're buying leads from your imo or you're buying leads from a lead vendor, and chances are you are way overpaying for those leads. And not to mention the leads never even pick up the phone. Well, if that sounds familiar, then give me the next 15 seconds and I'm going to show you something that it's going to completely change everything. We just launched insurance agent Freedom School, which is an entire training platform and program that will show you how to fire your lead vendor and cut your lead cost to 110 of the prices that you're paying right now. This is a program that I used to sell for over $2,000, but right now you can get access for just 99 bucks a month and try for free for seven days. Inside, you'll learn everything that you need to know to fire your lead vendor and cut your lead costs. You can start generating way more profits in your business. Now, not only that, but whenever you join, I'm also going to give you access to a dialing software that has allowed us to see answer. It's as high as 20%. So if you make 100 dials, that means 20 people are answering. So I'm going to include a link down below this video to get access to a free trial. All you need to do is click the link down below and start your free trial to fire your lead vendor, generate more profits, boost your answer rates, and start making more money in your insurance business. Now back to the video. Hey, what's going on, man? I just saw you inbound. Called me.

Perfect. Yeah, perfect. Yeah. Basically, I'll just give you a little bit of context. What we do is help people set up IUOs for the tax free retirement. So what I really want to do on this call is kind of just get an idea of where you're at. That way I can let you know if this is even a good strategy for you. And then if it is, we can kind of go forward and talk about what that would look like. Tell you what, if you can just text me some times that are good for you, I could give you a call sometime next week. All right, sounds good, buddy. We'll talk soon. All right. So I probably will not be giving that guy a call back. He's 54, currently retired. I probably could have phrased my questions a little bit better, but I was really confused on what that guy's goal was. He said he wanted tax free retirement, but he was already retired and wasn't working or making any money.

So that call didn't make a ton of Sense maybe there's like an annuity opportunity there. If he has some savings that he's living off of, that to me doesn't seem like the strongest prospect that I've spoken to or talked to. All right, so we got about three or four calls scheduled for later today. A couple of them are zoom calls. A couple of them are just like phone calls to basically screen them and make sure they're going to be a good fit for the product. About to go grab some dinner before that. And then what I'll probably do after my calls is make some dials late into the night, Brazil time. And once everyone is off of work, I should put a set a lot more appointments for Monday and get some, some pretty good calls coming through here. So that's the game plan.

All right, got me some poke and an empanada. Walking back now to our little Airbnb. I'm gonna give my first appointment a call. This call is basically just to kind of get an idea of like what your goals are, what you're trying to achieve when you want to retire, kind of how you view that looking. And then from there we can say, hey, either this strategy would make sense for you or this strategy wouldn't. And based off of that, then we would either move forward and set up kind of an appointment to show you what it would look like, or, you know, just part as friends. Do you have any, anything saved for retirement currently? Like, do you have any, any 401ks, investment accounts, real estate, anything like that?

Okay, did the military give you anything like a retirement account from, from the Navy? If the goal is to get you to 5k a month retiring from Home Depot, I'll be completely honest with you. You're going to have to fund something pretty aggressively to increase your income to hit that level. Right. Have you ever looked at like a Social Security calculator by chance to see how much you build up, you know, how much you pull out from Social Security? What I told him is, hey, let's maybe pick up a full time job or drive some Uber on the weekends and try to increase that income. That way we have extra money to put back into, you know, an IUL or funding something else to get him in, in a spot where he can afford to live in retirement. So didn't make sense to try to sell that guy anything. He just needs more income. He needs to get a bigger shovel so that he can dig that hole. You guys heard that analogy. So that's what I told him. All right, so had a couple appointments, reschedule the one guy I was supposed to talk to that you guys saw me outbound dial, dial earlier to do that. We were going to save some money. His wife is sick so we rescheduled him for Monday. And then my one pre booked is going to be rescheduled for next week. So again this is a realistic day in the life. It's not like every single appointment shows. A lot of this is chasing people down and kind of getting them back on the calendar. Which ultimately the good thing is you can have automations that can do some of that work for you, but you still do have to do some stuff manually to get people rebooked, follow up with them. I mean this is sales and sales is a lot of follow up. So gonna be calling my one no show from this morning and trying to rebook him. But the thing is what ultimately ends up happening is you get a bunch of these little follow up deals, you build a pipeline and then they just start closing. So let me call this guy real quick. Yeah, yeah, it would have been a forum on Facebook. You probably clicked on an ad that was talking about basically getting tax free income in retirement. It's using something called an iul. I think he put it out a couple weeks back, but it was the holidays and everything, so I figured I'd just give you a call. It's basically for, for kind of like saving for retirement. That way when you do retire you have, you have an income that can kind of pay you. So you're making about 3,800amonth at the moment. So you want to, want to basically continue that income into retirement. Okay, perfect. All right, that makes sense. And do you have, are you doing anything to save for retirement? Now like, I know you mentioned you had like a 401k and is there anything else you're doing? What I think would probably be best for us going forward is to jump on a zoom call where I can kind of show you what exactly would look like for you to get to that 3, 800amonth in retirement income. And basically we'll kind of look at a full picture. I have here that you have the 401k, you have this, you have that. And we'll kind of put something together to see exactly what it would take to make sure that you're able to pull that out in retirement. Does that make sense? All right guys, so it's been about a month, so since I finished filming this day in the life that you guys just watched. And I just got off of a call with a guy who he's making like 250k a year. Awesome guy. Business owner. Should be putting in like $2,000 per month into an IUL. Just, you know, quick context. I stopped selling for a couple months just cause things got super busy with like our lead gen company where we help insurance agents generate leads. And then also we had to move all of our agency contracts cause we just did like a whole transfer because we have an insurance agency as well. If you guys need contracts or you want an agency to sell with, there's a link to apply for our agency down below. But anyway, you know, things got crazy. Kind of took a pause, but I just jumped right back into selling. You know, personally producing recently and I had three appointments yesterday. One guy was a guy I just told you about who we should be helping out with a policy on Thursday for $2,000 per month. That'll be like a $7,000 commission. Awesome, awesome guy. And then another guy is a potential annuity sale should be like, you know, potential like 500k annuity on that. And that would be again, can't count the chickens before they hatch. But just give you guys some context of what's possible in this industry. That one would be like a 10 to $15,000 commission on like one deal. And those were two appointments that I had one day, three appointments on a Monday yesterday two of them showed and those were the two appointments. So crazy, crazy stuff. In this industry there's so much money to be made if you work the right system and do the right things and stick with it, right? Like you guys saw in the video that you just watched. I had people no show. I had different things happen. But if you stick with it and are consistent, good things can happen. So hope you guys enjoyed this video. We'll see in the next one.