A short YouTube clip explaining the difference between insurance agents and insurance brokers. The speaker contrasts agents (tied to one company, limited product options, stricter health requirements, often higher prices) with brokers (work with many companies, can offer tailored solutions across health and wealth situations) and states the speaker is a broker.
So the difference between an agent and a broker is an agent works with one company and they kind of have a one size fits all mentality. Whenever you're talking with an agent, they're always going to offer you the best option that their company can offer, not the best option that's available. You can see agents here have typically higher price products and they usually are a little more strict on the health requirements because they're limited in what they can do. Now, that's why I decided to be a broker myself. I get to work with all the insurance companies and I get to offer solutions for every situation. It doesn't really matter where you're at with your health. It doesn't really matter where you're at with your wealth. I've got a solution for everybody.
