Female Breadwinners Are Rising, But No One Prepares You for This

This is not financial advice. If I ever like hear someone who's like interested in buying something on like Coinbase or something, I always say like, make sure it's some money that if it like caught on fire tomorrow that you wouldn't be hurting.

Welcome back to another episode of the Yes And podcast. I am your host, serial entrepreneur, retired stuntwoman, all of those things that you can probably go on LinkedIn and read about me. Bunny Young, and today I have brought back another guest who you guys loved her first episode, and we have been having the most amazing conversation offline. I can't wait. I, I was like, let's just, let's just press record. We're gonna go from here. So, Avani, welcome back.

Thank you so much, Bunny. It is an honor to be back here. I love Returning to podcast because I feel like we just get to pick up the conversation where we last left off.

Yes.

So thank you for having me.

Well, I'm glad you're here. Should we continue the conversation we were just having or should we continue the conversation that we left off on the last podcast? Like that's the biggest and best question.

Oh my gosh. I don't know. They both are really juicy. Maybe we should start where we left off just now and then, and then see how we can make the jump to what's— you tell me. I'm here for the ride. Yes.

Like I said, I mean, there's, there's just this whole conversation right now about female breadwinners. And there's on one hand, there's definitely not enough. And like, if you're listening to this and you're a man and you're like, I'm going to tune out because this is just, you know, that conversation all over again, don't, because I promise it's not going to be the conversation that you think it's going to be. So the conversation around female breadwinners being that only 2% of women-owned businesses get to the 7-figure mark and around, you know, the female breadwinners being on the rise. In society, but still it's, it's nowhere near proportionate to the amount of females and the amount of couples that there are. And so we bought this house in California and this is what I was sharing with you. And it, it needs some work. It's amazing. It's beautiful. It's, it's huge. And we've had contractors come over to help us with some of the repairs and the contractors are addressing either my dad. Or my husband with the assumption that I'm not going to know what they're talking about and that my dad or my husband are going to be making the financial decisions. And it got to a point where my husband was really clear with a contractor that not only am I the decision maker, but I'm the one who's paying for the house and I'm the one who's paying for the construction. And he had made this comment that like, I haven't inherited money. Like I've worked for the money. And so just the fact that The assumption would be that A, I wouldn't be the one who'd be making the financial decisions. And B, if I am making the financial decisions and I'm not Taylor Swift, then I must have inherited the money instead of made the money. Yeah. And so, you know, take it from there.

Yeah. Oh my gosh. So this topic fires me up so much because it's on my mind actually all the time. I've been talking about it a lot. I have an incredible husband who is very successful in his field, in his career, and he has built a massive business. And I also started a business at the same time in 2017. I've also built a really great business, a business that is a beautiful lifestyle business that supports the way I live, that makes amazing money. And it took me so long to accept the fact to be— I'm not, I'm not gonna say I'm okay with it. I'm not okay with it. And I think we're, we're here to be changemakers and that's how we change generationally. But it took me so long to like accept and not just get super fired up every time I thought about it. The fact that people are gonna constantly underestimate me when they meet me alongside my husband. Mm-hmm. Because they know he is this amazing, you know, person who works in the investment space and technology and has this huge background and has created this big success. And they rarely ask me, what do I do? What? Not, not that that always has to be the first topic of conversation, but there's like this assumption that I am a stay-at-home wife, that I take care of the household. I do take care of the household. I would say part of my role is being CEO of the household. I'm very good at it cuz I run it like I run my business.

Yes.

But They have no idea everything else that I'm creating, the impact I'm creating, the podcast, everything that I'm doing. And it took me a long time to realize like, I'm here to be the example to start to change generationally how people perceive women who are successful, who are in high-powered spaces, who are in leadership, and Oh man. Like that's, that's the work. And it's also the exhausting work sometimes. Like why do we have to be the ones to do it? But when I think about like my future and what the next generation is gonna be like, like if we, this generation doesn't do that educational work or showing them, proving them wrong, that fuels me so much cuz it's, I just love proving people wrong. I love like when they under, when they underestimate me and then they hear me talk and they're like, whoa, wait, she actually knows stuff. Yeah. Especially like about, it's funny about crypto. We were gonna talk about crypto today. Yeah. People, people assume that like the plus one doesn't know anything about the crypto space. Um, cuz my husband is very well known in that space and then I start to speak about it with knowledge because I also am in this space and they're just blown away. Like, wait, you know what a DAO is? You know what NFTs are and how they work and how they're created? And like, wait, actually your company designed all these things that I use on a daily basis? Yes.

Yes.

So it fires me up and I know that we have to continue to speak up as women who are in these positions and show the world what's possible. We are expanders for, yeah, the people that come in and work in our house, for the people that I meet at a dinner party. We are expanders for them because one day they're gonna go talk to another young woman and maybe they'll refer to, to us or somebody else and say like, oh, this is possible in the world.

You know, like, I, I had a reality check the other day. I grew up watching Bewitched. Like, I obviously am not that old, I'm 36, and I, I loved watching those kinds of shows when I was younger. And I had a reality check because I was watching it with two family members in particular, and when I was watching the show, I, I started to get my hackles up, like wait, this is what— this, this husband is not allowing his wife to use her superpowers. And I mean, not even her superpowers, just like denying half of her being, right? And then, you know, they had kids and like how it was not okay for the kids to be themselves. And so this particular family member looks at me and is like— this concept was so foreign to them because in their entire lives, they've grown up and seen me go after everything that I want, and they've seen my husband support absolutely everything that I've desired. And so I had just this aha moment because there's, there's a couple things. One is it's not just the '60s, like we're still going through this right now. And also just by us being us, we are impacting other generations, and we are impacting not just younger generations but older generations as well, to kind of set the standard for how you treat your partner, male or female, and the dynamic that you have within that partner, and what it looks like to be a woman with these unique sets of skills. I, I mean, I I'm— to my knowledge, I'm not a witch that can twinkle my nose and make a pony appear in my living room, although I am willing to try almost every day of my life because I think that would be amazing. And it's just like, I don't know, I, I was just watching that show being like, how is this okay? And so to, to have that consciousness of like, how is this okay? And then to have it be mirrored to me by a family member to be like, this is so foreign because of how we're living our lives. And I love that you just said that you're doing this so intentionally. And I love the disruption as far as what society's expectations of a plus one is. And I also love the disruption around the wealth and who holds the wealth in the family and how decisions are made around the wealth and how the— how even how women are generating wealth. You know, it's— you're not an heiress. So to my knowledge, you're not an heiress. So yeah, yeah.

Oh my gosh, it's, it's so interesting, but it's actually simple. Who we are and how we are can change the lives around us. One small interaction, one small moment where you say something and it changes the way people think forever. Like, it can be that tiny. I had another incident When was this? Maybe it was 2021. We were buying a new car and it was like the nicest car purchase that we would've ever made at that time. And we went into the dealership. It was a recommendation from a friend who knew this person. We went with our other friend and we were presented like all these car options. We were gonna order it. It was gonna be a custom made version of this car and The entire time, this salesperson, he only— first of all, when we walked in, he didn't shake my hand. He shook my husband's hand, my husband's— our friend's hand, who is— he's a man also. He did not shake my hand the entire time. He was looking at my husband and our friend, who is not paying money for this car. Like, he's probably never even gonna drive this car. He'll probably sit in it as a passenger. That was where the conversation was. I maybe was able to get a half a word in. He didn't speak to me. He didn't make eye contact to me. He didn't like think of me as someone making the purchasing decision at all. And we left, we walked out of that place. He didn't shake my hand again. And I was like, did you realize like he did not say a word to me? He didn't talk to me. And, um, the, the great thing is my husband and our friend did realize that. And they were like, yeah, that was really weird. And I remember I was so like riled up about this, I wrote this guy a letter. I wrote him an email and I said, hey, listen, we're not going to make this purchase through you because of how you treated me. And I need you to know that you can't make assumptions. Like, you— he said he was a father, he had a family. Like, how you are and how you interact with women is going to impact your kids' lives. I don't know if he had sons or daughters, but yeah, or whatever. I didn't know what he had, but like, that's going to impact your family and your kids. And I hope that this incident where You just lost out on a, a bunch of revenue cuz they're on commission and my letter helps you realize that. And I didn't want a response from him. He did respond and he said some stuff and I didn't like respond to him at all. And then we ended up buying from a different dealership in, in a different state and everything. But it was important to me to send that letter, not because I needed to feel, feel better. Like I felt fine. It was about, if I'm able to stand up and use my voice in this way, in this interaction— and I could have just let it slide.

I could have said nothing.

I could have let it slide and it would have been fine. But I needed to tell that person that this is not okay. This is something that people are noticing in his behavior, and I hope he changes it for his own future and his family's future. And it wasn't about me. It was about like, I need to— I need you to be educated a little bit.

Yeah. No, I, I— okay, what comes to mind— I, I'm the worst person for movie references, and yet that's apparently all I have today— is in Pretty Woman, when— and granted, she ends up with Richard Gere's, like, money, right? I don't even know what his character's name is in the movie, but I've used this line a couple times where she comes back into the shop and she's like, hey, you're the person who wouldn't, like, provide me any customer service the other day, right? And she's like, yeah. And like, she holds up her bags and she's like, big mistake, huge big mistake. Like, I— the unresourced part of me wants to go back into that dealership with you and like go to the manager and be like, I was in here a couple months ago and I was talking to Fred and he wouldn't make eye contact with me and he wouldn't— do you see that? And I'm gonna make stuff up right now, like $400,000 custom car that's in that parking space right there. Just calculate for a second how much revenue that'd be for your dealership. Well, because of Fred and the way he treated a woman who was purchasing in cash, that $400,000 car, I bought it from another dealership. So take that. Like, and no, we don't need to be that unresourced, but I also think that there's an accountability above that person. That I'd love to see, you know, and yes, I know that's super immature, but it's like this disruption because it's also the culture and the standard that's held by management and by leadership. And I truly think that when you're having these sales conversations, so to be coaching your sales staff around inclusion and around conversation and not make assumptions because of your gender, the color of your skin, the language that you speak primarily, all of that, that you can or cannot afford something, but to treat people in a manner— and this sounds super parental— but in a manner of which it shows respect in the way that you would want to be treated.

So, uh, absolutely.

Yeah, you're so, you're so lucky I wasn't there at that dealership with you.

I will say it would have been fun to do that. Maybe I'll do—

can we go do that? Can we go have a Pretty Woman moment? Can we please go back?

Uh, should I, should I bring all my cars though? Because I bought a couple.

Yes, we will drive them. Like one at a time. Like, we'll just get our whole posse together, like, of, you know, 7, 8, 9-figure women business owners, and we'll just drive each one of your cars up and be like, so would you— and the license plates will read, "Not my husband's." Yeah, I love it.

I love it.

Um, yeah, I'm sorry I cut you off, just because I really do want to go do that.

I'm sure I'll have opportunities to do things like that one day. That sounds really fun. I have another, I have another story actually that comes to mind while you're sh— while you were sharing that. I come from a tech background, as you know, and my first job, I was a user experience designer at a tech company in Austin. Very like amazing tech company. And I was, I was young. I was like fresh out of college. So I was working on some design work, my computer faced out into like the open office because of course I was like the new grad. And someone, this designer, he's like a mid-level designer, walks past me and he's like, what are you working on? You're not supposed to be working on that. I was like, what do you mean? Um, he's like, no, the interns aren't supposed to be working on that. I was like, I'm not an intern. Um, and I like, I was like, I work here full-time. I'm part of your team. I am this like title, and this is what I'm working on. Um, and I remember that incident because I— that was 2014. I met him at a coffee shop. I actually ran into him. I didn't like plan to meet him. This person's not one of my favorite people to work with, but I, I ran into him later, years later, I would say like 5 years later, maybe like 2019 or something at a coffee shop. I had started my business. I had a team, I had many clients. And I ran into him at a coffee shop and it was the same guy. And he was like, hey, what are you up to these days? Where are you working? I was like, I was like, I actually run my own agency. We have a bunch of, you know, I work with this client and this client. We're doing really well. I have an amazing team. He was like, wow, really? And he was just like so shocked and surprised. And it's just so interesting cuz look, I, I'm 32. I sometimes look younger than I actually am, but I'm, I know I am young and people, the way I talk, I'm very bubbly, I'm very happy, and I'm, I am Indian. Like, I don't know, all these things are really different about me, or like feminine about me, or weird about me. I mean, I think they're great about me, but this is what I love. I think, thank you, I'm so glad that you're here and you're you. So people make these assumptions like, oh wait, this bubbly like person who looks like she's in her 20s, she couldn't run a business, she couldn't do X, she couldn't do Y. And like, it's this, it was the same person who made the assumption that I was doing a job I wasn't supposed to be doing. Um, and I mean, it just felt good to walk away from him, be like, you know, I definitely make a few times more than your salary yet.

We definitely— we, we have a couple of moments that we need to revisit in your, your past that I'd love to go and be your pit bull. Not that you need a pit bull, but you get to be the happy, bubbly one, and I get to be the Uh, which with a B, like, there we go. We've come full circle with, with, uh, Samantha. So there we go. Okay. I really wanted to get into this conversation around crypto, and I know we don't have a ton of time left, and I really wanted to get into this conversation with crypto and not the conversation that most people are having, but this conversation around global currency. And I think it leads really well with what we were just talking about where Crypto is non-discriminatory to some standards in that aspect. And it's an equal opportunity currency currently. You could argue that Bitcoin and Ethereum, right now I think Ethereum's trading at like $3K, are out of people's reach. And you can still own a portion of each of those cryptocurrencies as well as it's not an excuse. Those are two out of, however many, I'm going to say hundreds of thousands because more are being created as we speak. And so how is crypto leveling the playing field of wealth in our world? Small question.

What a great— yes, what a great question. What I really appreciate and admire about crypto is that it finally takes the control and puts it back in the people's hands. Um, right now, and maybe I, I can't even remember if we talked about this in the last episode, but right now if I send you, let's say, $100 from my bank to your bank, and maybe I use like JP Morgan or Wells Fargo or whatever it is I use, I'm sending you that money, but that intermediary bank is always going to check Hey, oh, Avani has $10, $100, and she sent it to Bunny. Okay, Bunny now has that $100. Great, I'm going to allow this transaction to pass. Like, it's a check and there is one entity in the middle, or maybe, maybe two, because your bank might be involved as well unless we have the same bank that is basically overseeing the transaction and can stop the transaction too. Um, at the end of the day, the control of the money is in the bank's hands. There is one point of failure and in if something happened, something went down, the whole bank went down, like poof, there goes my money and the access to my money. Now the difference is, and this is what levels the playing field when it comes to Web3 and cryptocurrency in particular, is that for any transaction on a blockchain, if I were to send you, let's say, 1 BTC, it has to go through a series of confirmations.. So it's not just one check, like, oh, she has the money, she can send it to Bunny Young. Great. Multiple people are checking on this. Like, I like to call it like a giant spreadsheet, a Google Doc that everyone can look at and check.

Yeah.

So all of these computers who are nodes on the network are looking at this spreadsheet and checking. Yes. Oh, okay. Yes, she has this. Yes. Now she will have this. The transaction's good. Check. Yeah. And so it has to go through multiple confirmations and there is not one point of failure. There is multiple checks before the transaction is completed and said, now this person has this money. This one Bitcoin is in this person's hands and it's in Bunny Young's hands. So that's how the process works. And what's cool about that is if one node goes down, one computer is like, goes black because of a hacker, I don't know. There's other like hundreds of thousands of other computers that are still able to be online and get in line. As validators to check that the transaction is going through, which is amazing. So there's never one point of failure, never one point of where things go down. Success. Success, yeah. And I have the keys to my account always with me. Depending on what platform I use, depending on if I have a hardware wallet or not, there's also like some nuances to that., but I have the keys. So at any point in time, I can memorize a phrase in my head. I can be, I can like have my house burned down and have like everything gone. And I, if I have this phrase in my head, I'm gonna be able to unlock my crypto at any wallet that supports that cryptocurrency at any time. So that is definition of like truly decentralized freedom of money and anybody can go on an exchange. Some countries have problems with it, but mostly anybody can go on an exchange. You can also do it without KYC, like without saying, I know this is who I am and this is my ID, but I don't recommend that. But some people in the world might do that. There's like, there's ways around it. It's not something I recommend, especially if you live in the US. But you can get your hands on crypto, anybody in the world, no matter where they are, no matter who they are. If they have a device like a phone, even if it's like $100 Android smartphone or less, $50 smartphone, they can get their hands on cryptocurrency, have it on a digital wallet, and be part of this system where they control their own money and a bank does not. It's incredible.

How do you perceive that that levels the playing field? I mean, and I know— and do you perceive that crypto levels the playing field on wealth?

It's an interesting question. I think there is potential to, but at the same time, we have to wait and see. There's just too many— there's a lot of fear around it, and there's people who have been burned because they treat it in some ways like gambling. They don't fundamentally understand what is wrong with fiat currency. Fiat currency, which is like the US dollar or Canadian dollar or the euro, um, they don't understand what's fundamentally wrong with the fiat currency, and then they don't understand what is actually making cryptocurrency better. So they're not necessarily bought into the philosophy. They're not in it for the long haul, which makes them essentially a gambler in the system. And, you know, they buy at the top in the hype cycle, and then they're like, oh no, it's done forever, and they sell at the bottom, paper hands, and that's the end of it. So So that, that's like, because of this cycle, and I've seen it many times now, it makes me feel like there is potential for it to be disruptive. And I think the average person doesn't truly understand the change that could happen or the value of moving away from fiat into cryptocurrency. They're scared. They've heard horror stories. They don't understand how it works. They don't get it. They don't want to touch it with a 10-foot pole. There's a lot of unknown. I think what could be potential to happen is if there is people who are willing to do research, understand it, learn it, and truly grab ahold of it. A lot of, I would say, Gen Z is doing that. Like, they're able to go deep because they have, they have time, they have the internet, and they're interested in being differently than the millennials or their parents' generation was. And they're like, okay, wait, let me look into this. How does this work? And they get into it, they realize fundamentally how it works, and then there's a philosophy that changes and that could level the playing field. And at the same time, I think for people, for more people to be using cryptocurrency at a global scale, it's gonna have to become something that has more infrastructure in the world, meaning it's something that people take as payment processing. You know, if most of the times, if I walk into a coffee shop today here in Austin, Texas, I cannot pay with my Solana or Bitcoin. And, and I actually wouldn't want to because I value the US dollar less than that, those other currencies. So I'm like, want to hold onto that because I believe there's potential for this one day to be a ubiquitous currency that people use. And, and that means I believe it'll be valuable, but it's almost like this weird middle ground where people won't actually understand the value until they see it everywhere all the time. And it becomes like commonplace to use and think about, but the people who are future thinkers, who are like have the ability to envision what the world could be like. Maybe they're young and they're not, you know, stuck in their ways, or maybe they're tech-forward, or maybe they're just like, all these smart people are into this, there must be a reason why, and they look into it. Maybe those people have the potential, and for them, I would say the playing field is now leveled. Someone who maybe comes from humble beginnings, a humble background, can with an internet connection, learn a bunch about crypto, create a Twitter account, follow people, really get educated, and purchase a cryptocurrency, um, of their choice. And that to me is really cool. But then when I say this, I think like, well, it's kind of like everything, isn't it? Like if you put the effort into learning and figuring it out and educating yourself and resourcing yourself, which you can today, I believe you can resource yourself about anything cuz we have the internet. And YouTube and TikTok, it's incredible. Then you can figure out how to be successful at it and like level the playing field. So it's a roundabout way of saying like yes and no to your question. I think it's just another opportunity where we can create wealth and maybe we just have those opportunities at our fingertips if we choose to view them that way.

I love, I love all of that. I mean, that was such a good perspective. Obviously I'm a huge supporter of crypto. And it's not to say that I, I haven't gambled and lost. I mean, we talked in the last episode about my Luna.

Um, yes, as well, we all have, we all have gambled and lost in some ways, like especially if you've been around.

I was so upset the other day. This was recent. This is a full transparency moment. In the crypto world, there's a platform— oh, there's several platforms, but there's a platform that's going through bankruptcy. And if you staked on that platform, you're waiting to get the filing to be able to get that money back. And so I got an email fully branded, all of this kind of stuff to like click here and get your currency. And needless to say, it was not the company. And there were 50 things. There were 50 things, Ebony, that I should have looked at. And, you know, in the grand scheme of things, it's like, I'm so glad that I paid for that mistake rather, and to learn versus all of my crypto and, and that it was on crypto and it wasn't on something that was a fiat currency where somebody could have gotten in and gotten everything that was linked with that account versus crypto where it's just that one transaction, right? And I called one of my friends in Germany that is big into crypto with me and I was like, I am so So dumb. And he's like, you can believe that, or you can believe this was a pretty expensive lesson.

Yeah.

And, and it like, to your point, it's not just crypto. Like it could have happened on, and, and I'm a pretty brilliant person, I would say. And you know, we're all allowed to make these mistakes. I have baby brain right now. And so, you know, the, the other thing that I was thinking about when you were saying Gen Z is like this. This opportunity, because in some ways I feel like the old way is dying, and in other ways I feel like we need the old way more than ever. In, in some ways it's— I'm so, I'm so conflicted, and I can't wait to hear like what you have to say about this. This is why we had a commercial break so that we could keep going on this conversation, because this is just good. We're not going to schedule part 3 yet. We probably will eventually, but not yet. So my daughter and I are going to purchase something, uh, at a store, and, um, we had this conversation because she's, she puts 3 things up there and she has her, her money and, um, her fiat currency and she needs a loan because the 3 things that she has put up there without tax are more than the money that she has. So she asks me, and we have had this conversation that, you know, can I loan her this money? And she knows how much money she makes on, you know, a, a per time basis. And she estimated how long it was gonna take. For her to repay this. And I told her I would give her the loan and then also like for X amount of time for 10%. Hmm. Right now, everybody listening should know that that 10% still goes back into her account. We're just doing this for like, you know, math purposes. So the woman that was checking us out, I asked, do you do a military discount? She says, yeah, it's 10%. And I said, okay. And so I have my child that's calculating 10% and this 19, 20-year-old that's calculating 20% or 10%. Who do you think got to the 10% faster?

I have a feeling it was your child.

I was mind blown. 10% is such, in, in my head, being a business owner, or if it's the generation, I don't know, whatever you want to say. And whatever you think. 10% is such an easy calculation because I'm just moving the decimal point over. And she was stumped. And it made me genuinely concerned. But then at the same time, I'm thinking about all of these things that, that they have access to. And I'm listening to parents say that, and, and grandparents say that they've got 2-year-olds that can work their devices better than they can. And I'm just like, like, is our world falling apart, or are we raising this next generation to, to think more? I don't know, like, I'm so conflicted.

It's fascinating. Oh my gosh. So my husband and I talk about this all the time, like, just thinking about the future of the world and where we should be thinking and how we should be going. I feel like it's such a— we need to straddle the forward-thinking way of being And there is such a return to the classical way of being at the same time. And it's, I mean, it's the word we always end up, end up using is balance. I think there are some things where it's good to be bored. It's good to sit and have nothing to do. Like, oh, we, we got this thing called the ROBOX, um, in our house. It's a box that literally opens. It has 4 slots for devices. You can plug it in and charge it. The moment you put it in, it starts tracking your RO time. And my husband and I have a competition of who has the most RO time every day. So we are off our phone because he has two phones and I have one phone and like all these other devices. And it's just so easy to have it next to you and be mindlessly scrolling and get sucked up into the circuit of things. And so we— I've actively had to find ways to be bored. And that is one major thing because my, my brain— and it's funny because I have a lot that I manage outside of work, outside of like, there's just so many things going on in our big lives, which is beautiful and also overwhelming. So I need to get out of the circuit and my phone is for me the like connection to the circuit. Um, so we actively go find ways to be bored, which is, it's hard and weird, but also like, I think very needed.

I love that. I love that. Like, I mean, that's a statement that I think that, like, go— and I'm telling this to our, our listeners, the audience right now— like, go write that on your whiteboard at home. Like, how can I be bored today? It's such an incredible question.

And what's cool is when boredom happens, boredom occurs, that is when we're going to start being resourceful. Like, when I was little and I was bored in the summer, I found creative ways to spend time outside. We made, like, bows and arrows out of branches. We did weird things like kids should do outside, and we didn't have like 10 devices to go play with.

Yes.

Um, we had like maybe one, and that's what we did. And that created creativity, that created resourcefulness, that created problem solving within us. And I think that's kind of what I'm saying about like returning to the ways of the old, not just for the next generation, but like for me, I literally bought a coloring book. Because I need to have cozy hobbies so I'm not filling my mind with things to do. And I have this coloring book that I'm making my way through because I'm trying to make space for myself to have creativity again, to have like peace again, to have a regulated nervous system again. Um, and I think this is just— I talk about it a lot. I talked about it at a mastermind retreat I was at, and it's kind of funny, like, oh, she's coloring, it's a cozy hobby, it's a cute coloring book. But it's also very serious because like, it is, it's, it's like spiritual ritual for me. It is what can change everything.

Yeah, I, I— you said, and this is such a big buzz right now, of like nervous system regulation. But I honestly think it's a big buzz because so many people need it, because we don't have— we don't have hobbies that are, you know, talked about in society, or regular hobbies that are around nervous system regulation. I even think about how yoga and like mindfulness has become something that you have to do rather than like something that you get to be in experience with. And so I think it's such, it's such an incredible conversation. And, you know, even to go back to like crypto, you know, to, to see that as something that allows you to be creative and be in flow with rather than the, the rigidity and the, the hardness of what current society's relationship is with money. And, you know, to get curious and see how, if you do some math and put 1% of your paycheck and see what you want to play with, whether you want— and that's one of the things that, you know, I love about crypto is that the creativity and the artistry that it's been designed with, whether you want, you want to buy the, the coin with the dog on it, or you want to buy the coin with the unicorn on it, or whatever that is. Um, and I think just just like the theme that is coming across for me is just permission to play and to not be so worried about getting it right. Because I think at the end of the day, if you're playing, you're going to get it right.

Yeah, absolutely. Um, I don't give financial advice, and this is not financial advice. If I ever like hear someone who's like interested in buying something on like Coinbase or something, I always say like make sure it's some money that if it like caught on fire tomorrow that you wouldn't be hurting. Um, and that allows you to have the energy of play that you're talking about. Um, and okay, maybe I'm wrong and we're both like— Bunny Young and I are completely wrong and everything tanks tomorrow and we lose all of the money that we have invested. We— that's totally fine. And you will have invested in something and learned a lesson from this experience, and that'll make you smarter the next time. Um, and, and I think that goes back to what you said. Everyone who's been in the game for a long time in this like Web3 space has made one of those mistakes. Like I, everyone around me who has invested in Web3 has made one of those mistakes and it hurts.

Yes.

It hurts so deeply. But isn't it good that it was maybe a couple hundred dollars, a couple thousand dollars and not, yeah, 10 million.

I hope it wasn't 10 million, but it wasn't 10 million, but it was a couple thousand. It was a little bit more than a couple thousand.

Yeah.

And the Luna burn was a little bit more than a couple thousand.

Yeah.

And that hurts because you also know, like you believe in the So you're like, oh man, you know what the lesson that came out of that, the biggest lesson, I want you to finish your thought, but the biggest lesson I'm gonna tell you that came out of both of those incidents was how proud I am of myself for making that money in the first place. And that proof that if I can make that money and I can lose that money and our family can still have our house, like I, I need, I deserve to be pretty freaking proud of that.

100%. It's the coolest thing ever to, to know that. I do this thing. I love talking about money and manifesting money, attracting the energy of money. Um, I do this thing where I, every year, every 2 years, I'll take 10 $100 bills and leave them with a little Post-it around different places I'm going to, like coffee shops, grocery stores, like, and I leave a little note and saying, money is always available. Money is always coming your way. It's just an energy that you can choose to attract. And I, I leave it behind because to me, my brain, when I'm leaving it behind, letting it go, letting it go back into the universe, that means I'm available to allow it in. And I think this could be viewed, these incidents that you're talking about could be viewed just as that too. It's like, I'm so abundant that I can let go of it too.

Yes. Okay. So if you have received one of Avani's these $100 bills with the Post-it note, I want you to let us know on social. All of the links are below, so let us know on social. And, um, I, I just, I absolutely love that. All right, can we close with one other money manifestation practice that you absolutely love?

Yes, I will give a simple one. Um, the one I just talked about, you can start with $5. I started with $20 bills, um, so it can— we can start small. But the other practice that I love, which is super simple, is whenever I swipe a credit card or now, now we like double tap on our phones or tap our card to the little reader. Anytime I do that, I will say, there's more where that came from. And it's this idea that I don't have to feel negative when I spend money. I don't have to feel like I'm contracting when I'm swiping my credit card or paying cash to someone, I get to feel expansive. And when I say in my head or out loud, there's more where that came from, I'm telling my brain, I'm feeding my brain that line, and that is what my brain wants to make true. So that brain is gonna pay attention to how we can allow more overflow in.

Did that come from Catherine?

Gosh, who did that come from? I think it came from Amanda Francis. Oh.

That's like a whole nother conversation.

Yeah, yeah, I know. Segue.

I think we're just keeping— I'm gonna voice note you about Amanda. And okay, okay, we'll give, we'll give Catherine some credit too because she has a ton of incredible, um, wealth manifestation resources. So yeah, yeah.

Oh yeah, I love, um, she just has her— released her— was about to launch again one of her money courses.

So Catherine, Sovereign Money.

Yeah, Sovereign Money. So yeah. Yeah, go check her out. We love Catherine.

Yeah, huge shout out for Catherine, manifestation babe. Um, okay, so we are at the end of this episode, and I'm just so appreciative for you being here. I'm so appreciative to our production company for taking out the background noise that we're going with, with the, the teething unexpected guest in the podcasting studio. Um, thank you for being here. Thank you for bringing your wealth of knowledge and of energy and abundance and love back to the Yes and Podcast and into my life.

Oh, thank you, Bunny. It's been an honor to be here with you today.

Awesome. So wherever you listen to this episode, we are so grateful for you. Check out the show notes to get more information and how to connect with Ebony, how to listen to her podcast and get connected there. It's incredible podcast. Um, so this is not an ad, just a fan. I would love for you to let us know, leave us a message, download this, share this, share this podcast with a friend. It means so much to me. It means so much to the guests that we have on here. And until next time, I will see you in another episode of the Yes And Podcast. Bye now.