Easiest Way to Get $100,000+ In Business Funding from ANY Bank! (ft. Darius Benders)

How soon can you get somebody funded? And what are the factors that go into getting people money like this?

If someone comes to me and their profile is ready, we can get funded like now, like tonight. Right? But a lot of people typically have to get their profile in shape. You know, people always say, oh, I need an 800 credit score. No, you don't. All you need is at least a 680. All right? But the most important thing, more than the score is the profile.

When did y' all realize 100k a year wasn't enough?

Taxes are going to take a third. Then you talk about living two bed, one bedroom apartment, like three and some change. It's just, it's not, not enough. Especially there's a difference between, like surviving and thriving. I feel like a lot of us, we came up, it was like, yo, if you just survive, that's a good life. That's not a good life, but that's the lie that they told us. So when you want to do things, it's like you realize you really ain't got it. How you think you got it, I tell people is anytime you want to figure out what you want to do, look at the people who are telling you, look at their situation. If you wouldn't trade your situation for theirs, don't listen to them, right? I used to see my grandma, my cousins. They working 50 jobs, like I'm hustling 60 hours. But they look, they look miserable, stressed out, always tired on the weekends. They ain't even got no energy to do nothing. I'm like, that don't look like what. It's American dream. Yeah. I'm about to get y' all some money right now. Want me to give one?

Get the mic right, bro.

Cuz, they.

Yo, I've never had nobody give no money out like this.

Oh. So he asked me to give y' all one, but I'm gonna get y' all two, right? I believe when you over deliver, you be overpaid, right? So listen, y' all could go to Google. All right, first thing I want you to do is type in.

Where we highlight some of the most.

Creative and non traditional ways to make money in real estate. Will showcase some of the world's greatest male and female real estate developers and teach you how you can make money by using the same strategies. Now it's time to develop. Here's your host, Charles Noonan.

Welcome to another episode of Brick by Brick with Charles Noonan. Where we have individuals that make a ton of money in non traditional ways. Today we got my Guy Darius Benders here.

What's going on?

All the way from the A or from Boston? What you claiming?

So Boston raised me, Atlanta pays me. I always say, my man said, Boston.

Raised me, Atlanta pays me.

Yes, sir.

I. I like it, man. So. So you claiming both. I appreciate that. Sometimes I chop it up with people, man. They just be claiming where they. Where they at right now.

Can't forget where you come from.

Right. You can't forget where you come from. And here's a current argument I'll be having. You can't forget the people from where you came from either.

That's a fact.

Right. Because sometimes people really get fly and they act like they don't know the people that they came up with.

That's a fact.

Yeah. So I appreciate that, man. You showing love.

I appreciate you having me, man.

Yeah, man. So, Atlanta pager. What made you go to the A?

So I've been out there for two years now, and it's crazy. It was somewhere I really wanted to be for a while, but I a had the money to be able to move, so. Atlanta was one of them places, bro. Like, growing up, like, you know, they say it's like black Hollywood. I seen a whole bunch of entrepreneurs, and you seeing Lambos and you seeing this and that. You like, I'm trying to live like that because where I'm from, you know, people get money, but it just ain't the same. Boston for black people is not. It's not a whole lot of us. Right. It's not a big state to start with, but, you know, there is culture that always let people know, but it's not. It's not like Atlanta. So just being around an environment where more people's on the same path and trying to get to the same place, that's where I wanted to be. So that's. That's how I got out there.

Yeah, it looks like that to everybody, bro. It looks like the mecca of black entrepreneurship to me. It looks like everybody supports everybody. Yeah. There are no issues. There's no, like. There's no, like, disagreement. It just looked like it's in one accord where everybody's doing anything, supporting, and I do. So you being there now, is that the case? You find that. Is that what it is? Oh, I got some Boston in it, too.

I mean, yeah. I ain't gonna lie. It's. I would definitely say, you know, it's lit. But what I will say is things ain't always what they seem. Right. I think, you know, we can have a false picture of what things are this? Why I say about Atlanta pros is there are a lot of entrepreneurs. There is a lot of people you could build with network where there is a lot of people who will support you. But just like anywhere else, when you are getting to it or you growing or whatever it may be, of course there's gonna come with people who, you know, maybe don't like that. What we call haters, right?

Yeah.

So it is pros and cons. I feel like overall there was a lot more pros.

Yeah.

I spent a lot of time in the A myself. Yeah. In fact, a lot of people from. From Atlanta embraced me. And when I started to teach people just started to help people out. I feel like Atlanta entrepreneurs embrace me in a way where I don't know that New York entrepreneurs embraced me.

Facts. I feel the same, so.

Oh, you feel the same.

Yeah, absolutely. It's the love is there in comparison to up North. I don't know. What do you think it's an up north thing or do you think it's Atlanta is just different?

How about this? Who has better black entrepreneurs up north or down South?

Well, we can't even say that because a lot of them come from. No one who's in Atlanta going crazy is from Atlanta.

Yeah.

Not saying no one, but most of them, right?

A lot.

Yeah, a lot. A lot.

So that's a good question. So there's a. I'm not saying no name, but there's a lot of up north people in Atlanta making it happen.

Crazy facts.

That's true.

Going crazy. So. So it's kind of like, I don't know.

You know what I think is gritty as hell up north. Like, if you could get to respect you up north, Boston, New York, if you can earn, people respect you when you go Philly, when you go out to Atlanta because it's so much opportunity, you're going to go crazy. Like, I feel like because Boston, it wasn't so much love and support. I was. You're forced to go harder to make people respect what you got going on. So when you get around other winners who was just in a different environment, it's. It's easier to go crazy.

You already got motion. You already got like in the habit of going hard when you get there. You already got turning up muscle memory to go hard. And now you got people supporting you. And that's how.

And that's the biggest thing. Yeah, the support, the environment where the iron sharpers. Iron. Oh, Charles did X amount this month. That's my guy. I Gotta turn up. We. We in the same circle. He going crazy.

I gotta say this about Atlanta, bro. Atlanta is the first place where I seen it normalized for people that do crazy numbers, facts, right? So New York, you hit a number, right? You do a killer number. It's like, oh, wow. It's like, damn. Like. Like, yo, that's fire. But in Atlanta, it's like, that's normal. Oh, that's your first. That's your first month doing that.

No, cap.

That's what's up.

Facts.

That's what's up.

That's what's up.

What you did.

They be like, three.

You like what you doing? What the hell you got going on?

So that's the realest thing I would say, Han, about Atlanta, Facts. Entrepreneurs that I know. We know a lot of the same people. They normalize. Hitting it out of the park. Yeah.

How about this? Atlanta is the only place I've been to. No one has a job. Everyone's always free for lunch, dinner, breakfast, 10:00am, 2:00pm, 9:00pm.

Yeah, bro. So we go to. Oh, you live. But I go to Atlanta and lock in with a lot of people. Yeah, right. And then come back here. So he's on in Atlanta. Like, he's here in New York. That's a dope perspective, bro.

I had to learn. I'm like, no one goes and clocks into a job.

You ain't lying.

I don't see it.

You ain't lying. People like, I'm gonna figure this thing out. I'm gonna. Because it's a place where you could go bet on yourself and really, like, make stuff. Shape. Black Wakanda, because there's so many. Like, we just met. We're doing, like, a. Like, linking up with influencer. As I'm doing, like, skits with them or seeing to try to push traffic. I'm like, yo, so y' all do this full time? They like, yeah, we out here just getting it. Like, you could just be a content creator now. You got a full income just off of what you love to do. So there's always ways to get it, you know?

So I had a conversation with somebody yesterday about. Actually, I had a conversation with Esso yesterday about the culture in New York and supporting. And he said New Yorkers are built on competition. Like, competition is what drives us. We want to outdo other people, people we grew up with, people we know. It's not disrespect. It's not that there's no love. We're just bred. Even. We talked about basketball, right? We're going at each other like we hate each other on the court, off the court, we like best friends.

Yeah.

And like that competition, competitive spirit drives us. I feel like in other places, it's not that it's a collective spirit. It's a collaborative spirit.

Right.

So, like, yo, while while other states and places are collaborating to come up to make each other better, we're competing to make each other better.

Damn, that's so good. Here's the thing, though. I get what you say. I believe competition is super healthy though. Right? Because competition is what? Breeze, greatness. Like, if you go and I say y' all on the court, he getting buckets. You giving him buckets. You. You looking to. Yeah, give him 30 at the end of the day, you got better, though. And like, when we talk about Today's.

Episode of Brick by Brick with Charles Noonan is sponsored by unsoldland.org Unsoldland.org is your one stop shop for everything land. Unsoldland.org has property in the available states. Alabama, Arizona, Arkansas, Michigan, Mississippi, Pennsylvania, Texas, Virginia, and many, many more. Prices start as low as $1,000. Unsoldland.org go there for anything land. They will also finance your land as well. Back to the episode. Make sure you guys like and subscribe. Thank you. Yeah, in business, I'd rather collaborate, bro. Because my collaborations been, they've been doing way more than if I was just trying to outdo somebody on my own.

But how do we get to a point where we know who to collaborate with? You have to grow to be the best because the people you're collaborating with, they're the best from where they come from. The people that they chose to collaborate with you is because you're the best at what you do from where you come from. You had to go to that stuff.

A lot of the collabs are selective.

Yes.

Right.

It ain't just how you're like, yeah, yeah, because.

Because people rock with certain people and then some people don't. Like, some people will never collab with certain people.

Exactly. Cool.

All right, so we got that out of the way, man. That was dope. That's a dope concept.

I. I don't think you should leave that talk just like how you spoke off camera. The man that set you up in Atlanta, he was able to. It's also, you got to be able to identify. It's almost like how do you know a person's NBA talent until they play against NBA facts?

Which is why you got to beat the competition. You got to compete and show that you are. Because any. A person who makes a lot of money makes a lot of money not because of the thing they do. It all works. It's because of the person they become. Your competitiveness, your consistency. Most quit anything they doing. So when I see a who showed up every day, he go hard at what he do. And now he's. He's. The fruits of his labor are showing. That's the person I would collab with because I know me, I'm the same way.

When did y' all realize 100k a year wasn't enough?

Soon as you live.

Started, right? 100k a year. Like, yeah. New York City ain't.

Yeah.

You're not doing nothing really with that. So we hung out.

When we hung out, we was at Mermaid strip club.

They need a.

So now we don't bleep. Oh, well, yeah, yo. For obvious reasons, right? I didn't want to say that, bro. But so, yeah, we went some mermaids. So we went to Mermaids.

It was if money was all over.

The place, bro, like everybody just throwing it. It says, my man go put me on blast. So he has somebody doing. He has to. Crazy, right?

I'm dead.

So look, I told you this dude. So check it out. Right?

So.

So we spent a bag. But it was more so for his birthday.

Okay.

It wasn't on, like, appreciative of.

Yeah, it was more so like the money didn't matter, but if you didn't make money, you wouldn't be there.

Exactly.

Like you. Like you said you couldn't come outside.

Yeah. You'd feel like, yeah, let me go to the bathroom every time he's throwing ones. Or let me get out. Yeah, yeah, yeah, yeah.

It was. The vibe was more so un. Like, you're not. We're not counting.

Exactly.

We're not counting.

It's just.

We're having fun.

Exactly.

So, man, Charles started a race war by accident in the club. It wasn't his fault.

I don't even know what he talking about.

Yeah, you know, he talked.

No, but they.

We had our own section. We side by side section. So I have my section. But we're right next to celebrating. We're just throwing money back and forth. We just had a great time, right?

Oh, we had a great time. The nationalities were upset. No, bro. Oh, I know. I'm still aware.

I know what you're talking about. Yes, yes, yes, yes, yes, yes, yes. I know exactly what he's talking about now.

But back to the 100k when you realized it wasn't real money, which is crazy to say.

Yeah. When I started just thinking about like stuff that I wanted to do in life and realizing like, like that's not enough to do any of it. Living in New York, the average rent in New York, I think it's like 4 or $5,000.

Crazy.

Right? After taxes, that's 100. 100k is spent, it's gone. You get a car, God forbid you have a car.

It's crazy.

Done so. Yeah. But I've always been. And when. Been in entrepreneurship.

But what about you?

When you started entrepreneurship?

Yeah, so I started, I graduated from college. I tried jobs and side hustles that first year and I. Last job I had, I was 20 too. I walk, I quit the bank. I just walked out because something happened. The lady had lied on me, said I told her I put in my time. She said, no, you didn't. So that was really that. And I just from there I've been an entrepreneur. I was in nightlife for five and a half years. I was in the closet promoter and. Yeah.

In Boston.

In Boston, yeah.

Getting it in. Yeah.

Got to, had to get it in, man. Just. It's working. I realized 100k wasn't enough and I was at my mom Duke's crib for most of them years. And even living back with moms, that's still not a lot of money.

Right.

Like you said, taxes, tax is going to take a third. Then you talk about living two bear, one bedroom apartment, like three and some change. It's just, it's not enough. Especially there's a difference between like surviving and thriving. I feel like a lot of us, we came up, it was like, yo, if you just survive, that's a good life. That's not a good life. But that's the lie that they told us. So when you want to do things, it's like you realize you really ain't got it how you think you got it.

Yeah. And then you get around it too. You get a taste of it. I'm the type of person like, if I see something, I feel like I'm entitled to it.

Facts, Right.

I feel like I could get it too. I feel like, yo, like, why are they doing that? And I'm not me. Yeah, yeah. So that gives me like drive and motivation. Growing up in New York, you're gonna see everything.

Yeah. It's about how you take it and how you receive.

It's about how you take it because it could inspire you or it could breed this like hate. The hate that I'm not good enough. I can't get that he got lucky.

Yeah.

Or. Or it could just be like, yo.

I despise that lucky word.

Yeah, yeah. I hate that word, too.

It's a subtle way of disrespect.

Yeah.

It's almost like if I hit disrespect, it's. If I hit the lotto every day, when does it not become luck Facts? Oh, he lucky. He always gets girls. What do you mean always? Luck doesn't. Always doesn't. Is it married with consistency.

You're right.

That's why it's called luck. Yeah.

And I believe luck is like opportunity meeting preparation. So, you know, somebody, you know is, say they play in the lottery. Even you playing that joint every day, you a lot more likely to get lucky than somebody who play it once. Same with business. Same with what we do, you know?

Yeah, I don't. Yeah, I don't believe in luck. Like you said, opportunity meets preparation, for sure. Even with some deals that people get, people will kind of hate on somebody who got a deal and be like, oh, they lucky because they knew such and such, and it's like, nah, that's not the case. That's not the case. They built a relationship with this particular person was in the room when this company was giving out sponsorship or those deals. It's not luck.

He put him. He or she put themselves in that environment.

Right. They may have even had a conversation that warranted it. Yeah, bro. So you lived in mom's house for how long?

So I was 29. I moved out for a hot second, then I had to move back in.

29.

Yeah, yeah.

You was in, like, you up to 29. You was in. Your mom. A lit. Dude in Boston. The promoter.

Yeah, yeah, that.

Who, like.

Yeah.

So, you know, the promoter invites all the.

Everybody. All the baddies, all the cool kids, all that.

So where was you. Where was you taking them after. I know.

He got the whole time.

I got the Hilton plug.

You always got to have the hotel.

Listen, I say this, listen, as a man, you either better have some bread or you better be resourceful. So, you know, say you find a.

Way to vlog at the Hilton, or you just got your points up and.

All I got to play. This is before credit. I had no, before I had to plug.

So you was. You wasn't paying?

No, I was thinking no. 99 a night. 99 a night. @ the Hilton.

At the Hilton.

At the Hilton.

All right. That's the. I was just doing the math with that hot. I'M like, yo, I know you can't bring. Bringing them back to mom's crib.

Nah, wasn't having that for sure. Miles is definitely having that.

All right. Damn.

She's a skeezer. A nice motel for 40 bucks.

And. And then, listen, here's the key. If you really him, you're you. Your vehicle.

Yeah, you really him. Your vehicle.

And I had it. No, I was him. I had no BMW. I had the Hyundai. What? I had the Hyundai.

That.

That joint wasn't even lit.

That's crazy. Yeah. Yo, that just goes to show like. Like, I feel like people can make things happen where other people got every excuse not to facts.

Right.

You wanted to turn up with. With honeys, and you was like, yo, you wasn't afraid to be like, hey, I got. Hey, I got the Hyundai right there. Do the Hilton. Either one. You just kind of, like, made it happen. And then, like, with that skill set, right. Some people are gonna say in. In entrepreneurship, yo, he lucky he connected with so. So such and such. Who put him on the pots. Who did this and who did that? Yeah, but that's not the case. You found a way to make it happen.

Absolutely.

To make. To get to where you at.

Absolutely.

All right, so you and Mars Crib 29 ain't that far away.

It ain't. That was just two years ago. I'm 31, so. Yeah, that was just two years ago when I moved to Atlanta. I moved from my mother's. From my mother's crib.

That was the first time you had your own spot.

I have my spot for, like, three and a half months when I was like, 28, like, four months. And then I moved back in.

You failed and then moved back?

Yeah.

Yeah, that's what's up. Was that hard or not really?

Yeah, it definitely is hard. As a man, you know, when you leave, you don't want to come back.

You don't ever plan to come back.

Exactly. But the nightlife, the way it had happened was it was kind of around, like, with things around Covid times. And I've no if nightlife. I don't know if New York. In Boston, clubs just shut down. So more so just like having to figure it out. Like, you ain't got no money. Nights ain't moving the same. You gotta. You gotta reset. So I had to go back to the crib. And really, like I say, pandemic was a pivotal time because that's when I came to Atlanta. It was a Circle of CEOs event. That was my first time Being in that environment, I had seen all these black people getting money. I seen limbos outside. I just seen a bunch of people, like, being productive.

Yeah.

And I hadn't seen that type of environment back home. Like, we don't got big conferences or we didn't at the time. So for me, that was like, I need to. I need to make something shake. So I just was shaking hands in it. That's why I say networking is so important. I met, like, every. I made a goal that I wanted to meet at least 50 people that weekend. And I met, like, three good people. I met a lot, but three good people that I locked in with. And one of them was my guy, Mel. And he was doing credit. I knew nothing about funding credit. None of that. And we were just hopping on zoom. He was giving me some game. I was giving him some social media game from what I knew from the nightlife.

Yeah.

And that's just sort of how we got to exchange the value. And I was like, I need that credit stuff. Because he was telling me, like, you could get money from the banks. No, no docs. And I'm like, this sounds crazy, but I was like, I'm about to. I'm about to go all in on this because this is what my people need. Like, most of us. What's the biggest problem in the hood? I don't have the money to start or I don't have the money to put into marketing. So I think people worried about how to scale and grow. But most of us, there's more people at 0 that are trying to get to level 3 than they are at 5 to get to 10.

Yep. I do think that we come up with the most creative ideas for business. Like, we are creators. Right. Even so. So at the lowest level. Right. And oftentimes when I travel internationally, I go for the creativity. Like, I'll go to the poorest part of a country, and then you see kids playing, like, full games with a rock, facts with, like, a hula hoop. They're playing basketball, a soccer ball. They. They do it like they're so creative with very little resources. And then that kind of helps me think and come up with stuff that's, like, completely different than what everybody else is doing back here.

Because you learn. You got. You're like, damn, they're making it happen with so little.

It forces creativity.

I have no excuses to get it done.

There's no excuse. If they. And you see the biggest smiles and like, the poorest places, like, fun is fun, but they're creating it.

Yes.

So with that approach, I'll be feeling like if we had resources coupled with our creativity would be a rap. It changes the game completely.

Completely. And that's why funding is like, that's why I got into what I do. Because I'm like, for our people is literally the thing they need. Even if someone, most of us, most people will affirm they never get an opportunity to even bet on themselves once in their whole life. Imagine going through your whole life, you at the on your deathbed, and you never got opportunity to bet on yourself. Well, funny. Let's say a person came, got the money and they didn't even know what the hell they was doing. At least they got an opportunity to go bet on themselves. Right? Because I always say, what the hell is life without purpose without at least chasing your dreams. Right? So that's how I feel like, you know, a lot of times like before I knew about funding, I came up, I failed seven businesses. Businesses. Seven different times I tried, I kept running into the same problem. Oh, I want to start this Facebook ads agency. Oh, wait, I ain't got no money.

Yeah.

Oh, I want to start this personal training business. Oh, wait, I ain't got no money. Right.

You don't got enough to do it the right way to hire out the team, you need the staff and stuff like that.

Exactly, exactly.

So how do you said credit? How'd you get into funding? Do me a favor real quick.

Yeah.

Introduce yourself to my audience in that.

Camera right now for sure. So my name is Darius Benders at Darius Benders. On all platforms, I help small business owners get access to upwards towards $250,000 in funding. And I also help them run funding companies. So if you're at a place where you're looking to start, grow or scale your business or you want to get into the funding business, I could definitely, definitely help you turn up with that, bro.

What could you do with 250 right now? You teach them how to cat liquidate it too?

Oh, yeah, absolutely.

What would you do? 250 right now.

I'm ignorant.

I'm going to collect.

I'm ignorant.

What would you do towards your business? But first, business I would probably open just selfishly would be a high end like pizza restaurant.

Okay.

Probably make it like a very trendy location.

Slices hitting right now.

Yeah.

I would make it to where like it's one of those hard to get location seats, high end styles of pizza, high quality champagne. I'm around a lot of celebs, so I would post pictures.

Yeah.

Of people I'VE interacted with and things of that.

You have pizza.

That's fire.

Because there's a company in New York that started putting oxtail on pizza.

Oh, cuts and slices.

Yeah.

That's different.

How much they charge for it?

16, 20, 16.

How much is it?

About 16.

16 for a slice of pizza. And you know, pizza is like dough, of course. Right? Yeah, yeah, yeah. Ye. That's fire. So you would Mac yours out, like Tatiana's, where you gotta wait like. Like exclusive to get a seat.

Yeah. There's a spot called. I think his name is Uno. It's on the Lower east side. It's one of the hardest reservations to get. They do Neapolitan pizza. Jay Z made this other spot famous. And it. It was already tough to get a table. It's called Lucali in Carroll Gardens. To get a table at 7:30, you have to go there at 3pm and wait online, put your name on there.

Crazy.

And all they serve is pizza and calzones and you could bring your own bottle and it's enough.

That's some New York stuff. For real.

Yeah. New York is different. There's millions in stuff like that.

That's crazy, right?

It's. There's so many different ways to make money.

Yeah.

That is just wild. Wild. There's so much money and everybody. That level of exclusivity.

Yeah.

Like people. I'm on some list right now. I gotta wait.

That's.

But I know when it comes, it's like, it does something for you to be in that exclusive spot.

Facts. Because now you circle different, network different.

Yeah. The people there is different. So the people you meet are different. Yeah, that's dope. All right. So you can make literally like, make people's dreams come true. Because we all have dreams of what we want to do. We all have visions of who we want to be. I'm going to say when we get older.

Right.

Are we saving up? And a lot of us are doing this so wrong. Yes, we saving up the money.

Yeah.

To go try to do this dream. And that could be years after. Right. That could be years later to get enough money to really do it. Right. But you make it happen. How soon. How soon can you get somebody?

Like what.

What are the. How soon can you get somebody funded? And what are the factors that go into getting people money like this?

So if someone comes to me and their profile is ready, we can get funded like now, like tonight. Right. But a lot of people, what they have to do is they typically have to get their profile in Shape, right? So what that looks like is, you know, people always say, oh, I need an 800 credit score. No, you don't. All you need is at least a 680.

All right?

But the most important thing, more than the score, is the profile. So your profile should look like this. You have 10 primary accounts. Primary accounts are just anything that's in your name, right? Whether it's auto loan, traditional loan, a credit card, a home. Anything that's in your name. All right? You want at least four and a half years of credit age before we can get business funding. You want to make sure you got 100% on time payments. You want to make sure you have no derogatories, no charge off collections, no repossessions, no child supports. None of that. And then what we want to do is we want to make sure that we don't have a whole lot of inquiries in the last six months. So ideally four or less in the last six months, all right? And then you want your utilization to be under 20. People come to me all the time. You got a 750. Everything's good by my utilization is 50%. Well, we can't do too much with that, right? The good thing is we can help you to clean your profile up and get it in position. But once you have that profile right there, we can go get whatever we want so that you can go out. And. And what I tell people is you hit it on a point is like, when people get the money. The second step I always teach is don't go do the thing right away. Don't go get right away the pizza shop. Don't go get the house by, say, go get someone who's already done it first because you're gonna waste that bread trying to do it on your own because you've never done it. And the chances of you figuring it all out is. Is slim to none. It's gonna cost you more in mistakes that you make than if you just go pay somebody. That could give you the format. Get a blueprint, and now you can hit the ground running.

That's dope. That's.

That's the plan. We got my man that manages the sweet chicks with him.

Fire.

So he understands restaurant business. Scaling all of that. He manages all the restaurants on the east and west coast.

Fire.

So now we would get a pizzaiola dude, down this stands. Dough fermentation.

Yeah.

Now we cut in corners, and then we use our social media. Then I'd be like, yo, Charles, here's the play.

Fire.

Bring your rich Dudes, bring this. We're gonna have a tasting. They don't gotta pay for nothing. Blah, blah, blah, blah, blah, blah, blah.

They know how to get the city lit.

Right. So you already got this skill set, plus you got the blueprint. There's really no way you could lose at that with someone.

It limits. It limits your ability to fail or your chances of failing because you're following your guide. That's running a known popular restaurant in the city. So he knows what not to do, which is the most important thing.

Yes.

You could come with some new ideas, but some of them, he gonna be like, no, that's. That's the quickest way to fail.

Exactly.

You can't load up on all your inventory like that or whatever.

He knows all of that. Yeah. And then from there, we just, like. All right, we do a soft opening. All right. All the celebs. I don't. That I don't call on for favors. You coming out tonight? What's the time of year that y' all good? All right. Boom. Once a month, you get a day where you could come in and eat for free.

Yeah.

Any other time, you're gonna have to pay.

Yeah.

So now when these dudes is bringing these side chicks, they got a slot.

Now imagine if you were to try to Google and YouTube all this, though, because people would be like, yo, I could just YouTube that. They not. They don't get what you would never do.

You never know how to do that. Like you said, the taste in you get. The people that's lit in the city already, that's going to show that.

But that's years of experience, man.

Yeah, but people don't. Normal people that have a dream don't.

Don't look like that.

So they're gonna open right away, and they're trying to figure it out in New York City is crazy.

Oh, no.

So you're already going.

Even how you throw out your garbage. You have to pick the right trash company. And some of them are still mob operating.

You gotta have your stick on the door. The city's gonna come.

Yeah.

City is coming to inspect every new company.

And if you don't do it right, you have to go take the class to understand the temperature.

Yeah.

To learn when the bacteria comes or doesn't come with the maggots and all that.

Oh, man.

Yeah.

You know what? And then you got this, too. You got the grading system in new. So God forbid, you saved up 180,000, you opened your pizza shop. And in the first month, because the other companies hated on you. You got a B on. I ain't going to lie. You got a B on your.

On your B. Restaurants take way more than the A. Now I st with a C. I ain't go in. I said, I know you got yo.

Hi.

You going to tell me you a B?

Restaurant eater like, like hood spots.

You'll go to a hood spot. The Jamaican food store your go to Jamaican food restaurant back home.

Yeah. I'm on the Jamaican spots around the way. It's up.

It's okay if it's. Yeah.

Jamaican spot. When they have a B. That's probably because of temperature, man. Supposed to be here.

The right way. You ain't put it in the fridge fast enough.

That's it.

Because I got people in the family. Yeah. In the restaurant business. So I saw when they had to go back to school for that.

Yeah.

That's how I know based on you can't have it under a certain temperature, then bacteria will come.

Yeah.

It'll take long. It takes a while. But that's how they ban you. And you got to pay like an absorbing amount of money to reopen. That's the hustle.

Damn.

So you. So you know how important it is to have that mentor. So you do you got. Do you like, recommend mentors too? Or you say, look, I'm gonna get you this money. And this is a part of like, I' ma say integrity in your field.

Absolutely.

Because you could give my son 250.

And I don't know what to do with it.

That's blown, bro.

That is blown.

He's blowing that over. He called. He gonna call. Hi. And you know where they gonna go.

We got the new products, the new Gucci. He. He got crazy.

I give him a discount, though. I'll be like, yo, you Charles boy. We gonna get you a discount. We ain't running through all this bag.

Mermaids don't got discounts.

Run to the blood.

Mermaid don't give out disc. But look, check it out. So I like, that's the first time I'm hearing that. Because I know I don't know the funding game like that, but I hear everybody saying, I could get you 250. I got my student 50. I got a chase plug. I got this. I got that. That. That speaks a lot to who you are saying, like, I'm not just going to give you 50 grand.

Absolutely.

No, I'm gonna get it. I'm gonna help you position you to get it.

Absolutely.

I'm gonna get it for you. But you gotta make sure that like you're following somebody, you're locked in an alignment with somebody that's gonna show you what to do.

Facts. And that's, and that's what it is. Because like you said, if they don't have a direction, most people would think they do it on their own. So our biggest thing as a funding company is not just get you money. There are a lot of people who will get you just money. Right. But not even outside of the direction. That's one part. But how about the type of money you're getting somebody? Right? So what we focus on is 0% APR, credit cards. Right. Because most business owners that are coming to us are new. They don't have cash flow yet. So I don't want to put them in a position to. Now they got 20, 25% interest and now they're drowning before they even got to leverage the money. So that Most lenders, about 80% of national banks have a 0% APR period. Like a TRUA. 0% 12 months. Right. Bank of America, 0%, 9 months. Chase 0%, 12 months. So all of these plays, we can get you the funding. And now let's say you wanted to go start a taro bit business or Airbnb. Now you can go get a coach. Now you can go get your units up, list them on vrbo, Airbnb, and now you're cash flowing. So by the time 12 months has came back around, now we can start paying back our minimum balance and no interest being accrued. So it allows you to actually grow and not be in a hole.

For my. I just built a house and I use a credit card. Interest on a lot of it.

Fire.

There's so much stuff. And this is what I say a lot about today. We're in the, I call this like the information era where we finding out stuff that other ethnicities were doing for the, for years and wasn't telling us.

Of course not.

Just imagine like all the businesses that we came up with the ideas, it didn't work, but other people took it, that had the money and ran with it and more leverage. Yeah, more leverage. So I, I learned about us a website called Plastic Plastique. Yeah, Plastique. And I teach my, my team members that don't to kind of like stay cash neutral, preserve their cash, get a 0% interest card and you can actually do a closing with Plastic.

Yeah, yeah. It goes through as like a wire. You just have to send them the present sales.

Here's the thing. In real estate, the title companies don't care where the money comes fire. Because they just put it down as a credit.

Credit.

Right. It's seller credits and buyer credits. Right. That your down payment. You need whatever 30,000, 29, 50,000. They get wires sometimes from the husband, from the wife, some. If it's in New York, it'd be. They'd be having to have three people on the mortgage. So they just. Getting wires. They don't add up and calculate and care where they come from. It just counts towards a buyer credit.

That's hard.

Yeah, so they've been doing that. I had to do that, too, because one time in Michigan, when I first got started, I bought a block of property, and I. I didn't want to go in my. My personal money too much because it's in, like, circulation with my. Yeah. My financial manager.

Right.

They're making money on it, so I didn't want to take my cash. So I close with the credit card fire.

That's dope. Another way is Melio. You heard Emilio. Yeah, yeah, yeah, yeah.

So here. So here we're gonna give out a little bit of game.

Let's get it, bro.

So I don't think Amex. I don't think you can still use Amex with plastic.

No.

Use Milio.

They'll allow you to use the Apex.

Yeah, yeah, yeah, yeah, yeah. So if you. If you got Amex, you want to get your points, your miles, all of that stuff, you could use either one.

Fire.

Yeah, bro. So how do you get your students. Like, how do you get people to teach?

How do I get people. Oh, that I teach. So. So essentially, we run. We run a few different strategies. Our core of everything is we did webinars for two years straight, twice a week, which is where we do a free live class. We give people some game. Let's essentially show testimonials, and then what we do is live funding. And I think the live funding is the piece that kind of takes them from, oh, this could work to, oh, shoot, this works, right?

What does Live funding.

Me.

So before you even finish.

Yeah.

I didn't know how you was doing it. Yeah, we know each other online.

Yeah.

But we ain't have a whole bunch of conversations because we are, like, like, entrenched in doing what we do.

Yeah.

Somebody told me they're like, yo, he's that guy with webinars. Like, he knows how to get. Like, he puts that work in and goes crazy on webinars. Who taught you that strategy?

So I learned webinars from who it might have been my guy Runway. So, yeah, Runway was actually my first marketing coach. I'll say, right? So he was going crazy with the digital products. I got into his program, and webinars was always a thing I used to see because we're always in funnels. So for like three years or two years prior to getting into this space, I was like, yo, they doing these classes that look lit this world. So when I seen him, I just kept hearing people say, webinars is the fastest way to grow. Webinars, the fastest way to grow. And I'm telling y', all, like, webinars is the fastest way to build your impact in your pockets. They definitely will help you because you get to help people for free. And people always say, well, what's the best way to show people that I'm good at what I. What I do? Or how do I get more leads? The best way to show people is to just show them. And a webinar allows you to teach. It allows you to show that you're actually who you say you are. It allows you to take people from, like, what I say possible to probable. And then it allows you to make a sale one to many, because without some people, like, we're picking up phones all day. And the thing about that is you built a business to kind of buy back your time. So I like selling one to many because instead of having a hundred calls this week, I get a hundred people on a webinar and get to make my offer to the same amount of people.

Smaller problems approach. Were you ever nervous on the webinar?

The first.

Yeah.

I didn't make money. So like, my fourth webinar in, I was just on there. Definitely you, like, 000 sales people in the room. Zero sales. It's one of them things where you get better. And there was times where I'm like, man, I'm not. I'm about to do something else. This ain't it. Yo.

Shout out to Runway. Runway billionaire.

Nah. For sure. Yeah. Yeah.

I just like this dude. I ain't know him from nowhere. I found out later we knew a lot of the same people, but he just had the heart to do the funniest stuff online on Instagram. And I just sent him a message one day. I was like, yo, I love your creativity.

Yeah.

Like, I think he had, like. He, like some kind of thing with arms or whatever. It forced me to laugh. I was like, yo, man, this dude is like. Like, I rock with this dude a little bit. Just based off of, like, that comfort level.

Yeah.

Because when I first got online, I Was nervous too. I wasn't like, like, we not built like, be in front of cameras. We not trained to be in front of cameras. Right. That just comes with time, effort, energy, consistent people. Here you hit a webinar out the park, they're like, oh, he lucky because he partnered up with such and such.

Nope.

Damn.

I seen you got an award too. Yeah, tell me about those. When did. I've been watching you for a while, bro. Tell me, what awards did you get?

Yeah, so we got a million dollars generated in a year. So we did 1.3 from last. Last September to this September. And then we had 100k day. Appreciate it. Appreciate it. Yeah. Dunno. We got 100k day, which was from a challenge, which is essentially not a webinar, but it's similar with a lot more framework to it. But. But yeah, bro, and. And what you said was so crazy.

100, 000 in one day?

Yeah, 100k in a day.

Yeah, 100k day. So we sitting here talking about a hundred thousand for the year ain't enough. There's people that's making it in New York City with 60, 70, 80, and we're saying that's not enough. You did 100k in a day?

Yeah.

How did that feel?

Felt good. It felt different.

And you smile.

Right now, I'm like, yeah, that's different.

So you saw that thing ring off and you was just like. Like, I did it.

Stripe, stripe, stripe. Notifications, notifications. You like, damn, this is real. And I think it's just, you know, it's a, A. It's a product that, like I always say, when money's a becoming thing, people think it's a doing thing. But it's really like, when you look back on how you got to a point where you going crazy or anybody, it's just the work you put in, the consistency, them L's you took. Now, when I first started doing content, I was in my mom's basement. If you go on my ig, I used to just be pointing and I used to just be pointing because it's like, that's all I knew. I was uncomfortable on the camera or whatever. And then to see it now blossom into a point where people telling me, like, oh, you changed my life. It's just crazy because I remember when I was the dude on the other end, like, yo, y' all are changing my life. So it's just, you know, life is dope. It's full circle. To be able to, you know, just make impact.

Two things I want to Point out you saying it like, you change people's lives. Right. Is that for me, that's the most rewarding thing.

Absolutely.

That anybody ever can do is like, tell me how I change their lives. And it happens. I wake up in the morning because of my community, and they sending me messages. I got a problem property. Yeah. I won my first property. Like, that's the most rewarding thing for me as a person.

Facts.

So you get that too. You teach people how to do create funding companies.

Absolutely.

You give them the whole blueprint.

The whole blueprint.

And they hitting you sometimes like, yo, yo, yo, D. Yo, you changed my life.

One of our students, her. Her husband, they had their first. They came to my program. They were doing 3 to 5k a month with credit repair, and she just hit me yesterday morning. It did $25,000 in September, and they turned they heat killing it, going crazy. And it's just those texts never get old. You know how some things in business might get old? Those never get old.

I'd be at the crib.

I'll be at the crib.

It'd be like, you're a win, right? You feel like you got 25.

Yes.

Hey, to anybody that's a student, if you could just hit your mentor back and let them know the success you had. Because sometimes they don't tell you.

They don't want to tell you yet.

Sometimes they don't tell us how many. Be mad when I find out.

I'm like, bro, just drop yours. They be online talking about how they making all this money. You see them on the green?

You like? Yeah.

I got worker she funded. She said she got her client, like, 250,000, 25,000 commission. She ain't put it in our group. And when we have a strategy, we tell people, hey, drop your wins in the group. Because I know that one thing from teaching is you learn that winning is about energy. So when people see other people winning, it's always, oh, they winning. And the people who ain't doing the work, they say, I got to get on my. Because obviously the works, I just got to do more of it.

It becomes a norm.

Exactly.

So you're in a room with people that's buying property, buying houses, buying land. You don't think as much about it.

Exactly.

Like. Like all those negative thoughts, they go away because these people are already doing it. And it's safe, it's cool, it's normal. It's culture.

And they're in the same program as you. They pay what you paid. So, you know, it Works now. It's just you have to. If you're not getting it done, it's because you're not holding yourself accountable.

And that's what I say sometimes too.

Yeah.

I had a student, he just hit 3, 900amonth recurring recurring passive income fire for the next 11 months.

Wow.

He bought 13 pieces of land for $300. Right.

Damn.

He sold them to individuals in his community for three, $300 each. Killed it. Put them on Pay Ventures, you know.

Pay then that's like a financing company.

No, it's just a company that will, that will take payments for you and do like financial plans.

Okay.

Like payment plans. Sold them on pay then. So he killed it 3, 900 up front, made his money back. Right. And now for the rest of the. For a whole year, he's getting 3, 900 every single month. I. He put this in the group chat on a Saturday night. I'm just seeing like, congratulations, congratulations. And I ain't really. It's an old group chat too, so it's an old challenge.

Yeah.

So I, I'm like, Monday, Tuesday morning, I'm like, yo, what they going crazy about? He ain't called me or nothing. So look, I hit him up. He still ain't respond. Now we on our call. I'm like, yo, what's up?

Yeah.

He like, yeah, man, hey, I just wanted to thank you and give you your. I'm like, yo, like, like I'm last to hear about it. Everybody, everybody else is going crazy in the, in the, in the, in the chat. And I'm like, yo, why you like, tell, tell me about it. And then he was like, yeah, man, I just followed the steps, man. It was, it was pretty fairly easy.

How you laid, but see how you had to drag it out of them a little bit.

Some people, they just think, yeah. That because we, we're at where we are, we don't want to hear about their smaller wins or they think that they're small. All they really what I'm learning. They really want to make us proud.

Yeah.

And they think like a four thousand dollar win isn't big. Oh yeah. Darius, $100k a day. He don't care about that. He don't want to hear that. I' ma wait till I get to.

I'll be like, nah, now drop it.

One piece of land, one a quarter acre for a thousand dollars that you got in your family name that's paid off for the rest of your life is fire to me.

Absolutely.

I don't care. I don't need you to get a thousand, in fact. Right. I'm. I'm super happy off of that.

Yeah.

So. Yeah, man. Hey, all of y', all, y' all gotta start.

You don't ever look at it like a different level trauma, meaning we grow up in the hood, like, how certain people are like, let me stay low, because I don't want people hating on.

Me all the time.

That too.

All the time.

Yeah.

Because it's in a group chat, right? It's take the mentor out of it. All the other people that's in their class now.

Yeah. When she turned a little.

There are people who are really good at not being successful, but can derail successful people. That's their superpower.

So good. So good. They say the worst thing you could do is tell a big gene to a small mind.

Yeah, but what y' all said was ill, though.

Yeah.

That energy, that. That momentum, when it's rocking, it's an avalanche.

You can't. You can't deter it. Because I get people. I got a group chat that I just. A challenge that I just left open. 400 people. And one of the people were like.

That'S a lot of people.

Congrats on.

Yeah, thank you, bro. So one of the people was. She said something like. Like I didn't tell her about the taxes that she had to pay. She. I just think. Think she just thought she was just going to buy property and not pay taxes. So she like, yeah, thank you so much, Charles. Yo, they mobbed her. They mobbed her. She like. They were like, what? Like, no, they aged house.

It's so crazy. You'll give people everything in the world, and they still find a way to find something you didn't do.

Y. Yeah, yeah, but. But that energy is like.

It's contagious. Oh, hell, we riding for Charles. Yeah, they riding for you.

Not even that. It's like they just riding for the cause. The whole thing is like, nah, you're not messing this up. They like, that. I ain't even have to do. I didn't have to say much. I'm like, yo, y' all all got the same information. These people killing it. Y' all ain't read, right. I instruct them, like, read that. Every land bank think I tell people to go to, the first thing I tell them is to read the facts. The faq, they all have them. They all share loads of information on about buying properties. So the people that don't read, sometimes they may get tripped up. Sometimes they buy too much. Sometimes there's hoa. Fees. Right. Because you buying an exclusive neighborhood sometimes too. Right. Sometimes the, the taxes for the year be doing October. So if you're not buying and selling before September, I'd be like, don't buy there because you're gonna have to pay four hundred dollar tax for the year. Right?

Yeah.

If they don't read that and they get caught up sometimes they try to bring that back to me. The group mob them out real quick. Yeah, real quick.

It ends that all.

Yeah, yeah, yeah. But speaking to that too, man, like what's some of the downsides like what's the worst thing that has happened to you that you that kind of like that you really took a step back since you've been like helping people get funded.

The biggest thing is I've had one person that tried to run off without paying us for the funding service. That's not the teaching part. But that's why your contracts are so, so important. So when I first got into it, you excited. We funded people and. But one of the steps in the process is you got to make sure that you tell them people to sign that contract or the doctor sign before starting their funding. So when I'm new, I'm like, it's lit. I do everything else. But I forgot to send the contract and I had got some more funding. It was like 140,000. This is when I first started. And when they got their credit cards, they was like, I feel like I could have really did this on my own, you know?

Yeah.

You know, people all of a sudden, they feel like they could do it on their own after they oh bro.

A service once rendered loses its value.

Facts. It's crazy. I'm like, what? So they wasn't trying to pay at first, but what I did was I just essentially let them know, listen, you could pay this way or you can take them to court, you can report people to collections agency. But the truth is I wouldn't have been able to because I didn't have that Subs. Contract signing. I just was kind of finessing to try to get my bread and I ended up getting paid, but it took like an extra three weeks. That was, that was annoying. In terms of teaching though, the biggest thing is making sure that you under promise and over deliver. Right. I think so many times in, in this education space, a lot of people over promise and under deliver. So like for example, if you offer something, you gotta stick by it. Right. One mistake I made early on in my career is coaching people one on one for not enough money. So with that, it Comes with you committed. If you committed it three months I had people, they were working with me one on one at first. I ended that quick. So that was a big, big mistake. Just because it doesn't allow you time, leverage. And one of the best things about coaching business is you get to help people, but also get your time right. So that one of the biggest mistake was just committing to one on ones at first in my career and not really sticking them through.

Yeah, I hear that.

Have y' all tried to partner with any celebs? I've seen, like, financial advisors bring celebs out to come speak, not because they're in the business, but to say the leverage. I learned from Charles. Boom. I'm learning from you guys.

Oh. I've had. So I do a lot of influencer marketing. So.

Yeah.

Yeah. I link with a lot of, like those.

What's the ndo?

Oh, Indio. Yeah.

Just he works with my other man, Santino. Yeah.

Okay. I just did one with him. Yes. On Saturday.

Hi. Yo. So look. Hi. He's walking down the block with like a plate of food, right? He let. Dude walk up to him and kick the plate of food out of his hand. I'm not. I'm not doing that.

Like.

Like you not. I just don't like that concept. Would you let him do that? Huh?

Yeah, because the.

Kick the plate. Like, do something else.

Do anything else.

Right.

But that's his thing, though.

Now, depending on location.

Yeah.

Who you are. What I would do is have him kick something. I would have him kick a bag of money out your hand. Yo, Charles, you really helping people get money? Yeah.

Boom.

Get that money back.

Kick the thing out your hand. That's what the money to open the gym.

Exactly.

With my money. I want to open my gym.

Exactly.

Yeah. That was crazy.

Yeah.

Yo, I don't do. I don't.

I'm not a skit dude. But yeah, if weaponized property properly and they get.

They bring.

You know, they have an audience.

They bring. If the influencer, it has a. A good audience. And what I mean by that is don't go about. For the people who got million followers, they don't got no real influence. Yeah. But certain people that got real influence, like Indio, he got a real influence. And the thing is, the biggest thing I learned with them, the ones that didn't go well, is when I try to make them do something that they don't normally do, like if someone does a specific tech skip, like Indio kick shit. So if I were to say, yo, let's do something different for this. It wouldn't perform as well because his audience would know that it's a promo. Right. You want to make it look as organic as possible.

That's why I said the bag of money.

Yeah.

Is in line with what he doing now.

They're going to be like, yo, especially.

If he doing funding, right?

Exactly.

And you be like, oh, I can get that back. Don't worry about it. I get your bag for you. This is mine.

This mine, right?

Yo, every time I kick this money, I get more money.

You got a bigger bag for me to kick. Yes.

Now you running back genius, bro. He's a genius. But, yeah, I. I just even my conference, right. I'm doing a conference where I'm 500. Oh, thank you. I'm doing. Bringing 500 people to Birmingham, and it's called let's Build Birmingham Fire. Birmingham is a city that we could actually own ourselves. It's still, like majorly black. It's disinvested. So I'm bringing people like, yo, like, let's make this. Let's grab a hold to this real tight of build it ourselves and make it ours. So I'm. I'm doing that, but I only got one person speaking at the conference. I don't know how this is going to be received, but most people, when they do conferences, they be having like 30 people on stage.

Yeah.

I want my conference to be me teaching.

Yeah.

Is essentially probably going to be. Be boring and not lit. But people gonna leave with properties. The bank is going to be there.

Yeah.

People gonna have money to build. They're going to leave with properties. They're going to meet the contractor that you need to build. They're going to meet the lady who does the trust. Because we now got to keep our properties.

Right.

It's more. It's less entertaining and more like, y' all need this information.

Yeah, yeah, yeah. And that's what you want. That's a good audience. I mean, that's a. That's what's gonna. Ego conversion. Like, sometimes people will over leverage other people for the entertainment aspect. But at the end of the day, it's about what is your goal? Like, what is the outcome you want? Your outcome is you want people getting closer to the fire. So you giving them that game one. They fall more in love with even us as a. You as a person. Because at the end of the day, we're building personal brands. More conversation equals more conversion.

But my thing is, why. Why would it be boring? Because it's not enough people Or. Or do you.

No, I'mma teach, like, how to buy land. I'mma teach that you got to pick out a piece of land that got access to the road. I'mma teach. You got to make sure, like, it's between two houses, so you got electricity and stuff like that. I'm not going to have. I don't need a celebrity to pull out. I don't need a rapper to be at a real estate conference where I'm really teaching how to buy.

How about model for that? But some.

Well, h. Hold on. Some people. Conferences is. It's all that they got. Two models. It's a show, three influencers, a rapper.

Yeah.

And I'll be like, Like, I don't get it. How they gonna teach? I'm not knocking it, but I, I, I don't know if it's to draw a crowd.

Yeah, that's more people.

But you still gotta put. Give stage time to.

To eat everybody.

To the athlete, like, what is he?

What get. You get a host. You could have me and so comercial.

Right.

And aside from teaching them right, I don't know if you do this, if you do apologize. We ingratiate ourselves in the culture of the neighborhood.

We.

We would know where to go. But then we'd be like, all right, this is where you're going to buy land. We going out to dinner with Esso and Heineken. Now you. You've been out to dinner with us.

You know what it is now we.

Go to a lit restaurant now they're like, oh, I like Alabama now. I can be over here. Then we probably take to go to an Alabama football game.

So that part is going to be lit. So there's a M. Friday night. See, Friday night, we're turning up at this place called Denim, which is like, this the hot spot for Birmingham.

I just put off the name. I know it's ignorant, but it is.

Nah, it's lit, though.

Black owned a lot of black people in Birmingham. I mean, Alabama.

So we gonna turn up Friday night. Everybody gonna network. The bank will be there, the builder. Right? I'm. I'm giving. I'm putting everything, everybody that everybody's going to need in one room for that one event, for that one weekend. So you actually get to talk to the person who's going to lend you the money to build fire. They actually get to see the builder, the team of builders that are going to build your house. So their comfort level, from an underwriting perspective is like, yo, we're back in this movement because we Know they're under Charles's tutelage. We know Mike and them. We met them. We know their built building. We know the property is going into a trust. It's a good cause. Right? We talking, like legacy here. So they're gonna have like the fun stuff the night before, but the conference is going to be like, game, game, straight game.

That's good. That's gonna. That's gonna do well. People like.

Yeah, we. We close to. It's funny, I actually had to. Had to stop selling platinum tickets because that's the highest ticket and. And that is maxing out to where it's not even going to be platinum. It's going to be like, everybody got it. Yeah, it's gonna be. My platinum can't be standard. So probably by the next two weeks, I really gotta either. I gotta just stop and just let general admission because I want people that invest in that platinum experience.

You get a difference.

Truly get a platinum experience. It's gonna be a private dinner with everybody else, so we really get to know them more. Instead of a group of 500 and maybe like, like 70.

That's dope.

Yeah, that's dope. Yeah, man. So, all right. You in New York, right? What you think about the city so far?

The city is cool. This ain't my first time being here, but city's cool. Only thing about New York, my thing is it's too congested for me. Like, it's like you can't breathe. Like the old. I'm crossing the street, the old lady bumped me. Like talking crazy to me. The car. You can't. You can't drive out here.

Head.

It's a lot.

If you rock, you. I'll teach you how to drive, right?

It take a while too. It takes some getting used to it.

Yeah.

And I mean, like, drive, but, like, knowing how to navigate. I used to drive for the city, so I know how to all five maneuvers.

You know how. Yeah. That just come with being like.

Yeah, the time.

You just.

Let me ask you get comfortable because you're from Boston, how did you deal with the racism out there? Because that's legendary over there.

So, like. So, like, I'm in the neighborhood. So, like in. In the neighborhood, it's all black people. But, like, when you go downtown and stuff, you'll get. You'll see it. I never really experienced, like, no craziness with it down there. I guess maybe it's like, subtle where people try to hide it. Now I know there's an area called South Boston where when my pops and them grew up. They said it was real crazy over there, but I didn't really experience that out there, but I did. So back home, we got a program called Mecco, where inner shitty kids get bused out to, like, the suburbs for school.

School.

So I did Mecco. So I got to go out there, and it's called Walpole, Mass. And it's like 90 white people out there. So seeing that was different. And there obviously is some racism out there, but I never felt like it was too, too crazy. At least I didn't see it. So maybe they didn't do it in front of me, but. But that experience was good for me. I feel like what it did is allowed me to see new things because I think when we come up in the neighborhood, like, we only know what we know. Like, I got some friends who. They can't even leader her. They don't feel comfortable. So I'm grateful that I got to go to school out there just to kind of see you get to see the big house with the two parent households in the garage and just being able to adapt, like, have conversations. Like, I feel comfortable in any room now. It don't matter what color who the purple is. So I felt like that was cool. But in terms of the racist, I know people always say, yo, I heard y' all notice racism, but I really didn't experience too, too, too much.

Yeah, dope. So now that you're getting money, right? Safe to say, like, you did a hundred, you already disclosed. I ain't bringing. I don't be bringing up people money. That's one thing I never do. I don't talk about. About money. I'll bring up people money. But you said it first, bro. And we could see the. We could see you killing it online, bro. It's obvious.

Beautiful.

But check it out. So what was some of the things, the, like, the adjustments you had to go through with getting money? So now you got your business. You're in a. You're in an environment where everybody's getting money but you new to it. It's new money facts. Did you blow, like, a first hundred thousand?

Yo, that's. That's a. I'm glad you asked that question. So I always say, like. Like there's levels to money. Like, first you gotta learn how to make the money. When you in poverty, you just trying to figure out how to make some money. But then when you first get money, you never have money, so you gonna blow a bag. Then you gotta learn how to manage money. So, you know, my first, like, six, my first three, four months in business. I was just reinvesting into the business. But then I started, you know, doing some good numbers, and I'm like, I'm awesome.

That's a level of intelligence, too.

Yeah. Most people, they'll blow it.

Touch the first. Like, if the most you ever had was 30, you get 40, you're up.

You think you up, you blow, you outside.

So you started to reinvest. So you were still in, like, trench mode. That's a good way to do. Even though you had money coming in, you stayed in trench mode until you had a number that you wanted to hit.

Absolutely.

You came back outside.

Absolutely. Because my thought process was, I just left mom's crib. I'm never going back. So I had a little bit of fear that, yeah, I'm making this money, but if I don't keep making it, keep making more, if I go do some dumb, I'm gonna be back in Boston. So I was just reinvesting all of it into marketing. Like, shout out pages. That was it. Shout out pages.

I ain't never do shout out pages.

Oh, that's how I grew my 12 months. We grew like 100,000 followers. I was just shout out pages every week. Cody was there with me. We took a class on how to run shout out pages. I was just. Bro. Yeah.

Yo, when was you gonna give me that info.

Huh? Cody holding back the sauce back there?

No, we'd be going back and forth. You know, New York, we try to keep a nice little circle.

That's fine.

Share right between us. We just all show love always.

That's dope.

So I think he left something now. Hey, bro, you owe me a couple.

You.

You owe me some stuff, bro. I never did shout out pages yet. I. I mean, whatever this point, I think I'm good.

Yeah, you growing without him. You good? Good. Yeah, I could.

It could always help, of course.

100, just more eyeballs.

So. So when you first got it, though, what'd you blow your money on? Or you blew a bag at first for sure after.

No, not the first three months, but it was like when I hit that number and I was doing probably like 50, 60,000amonth. And I'm like, yo, it's up. Like. So I'm just, you know, you going outside.

What's some of the stuff you bought that you. Some of the stuff that you bought. Bought that. Now you're saying I. I ain't need it?

Yeah, I went into a designer phase. Are you buying the balencies? Buying all the lv. You're buying all that. So you go through that phase now you're dealing with chicks who's popping. So they bring a cost. Them outings cost. Right. You take your trips.

You wasn't leading with that. Right.

Let me take you to such. That's just how I'm Darius.

Let me take you to.

Wasn't on that.

No.

From n. We w. On that.

But.

But when you do deal with certain girls, it do require just by nature, you going to spend a little more bread. So what I do is instead of. Instead of being foolish, just spending bread, dealing with different women. Like, let me, like, lock in focus, you know what I'm saying? Not be as much outside. Because outside in Atlanta. People say Atlanta is cheap. No, the living might be cheap. Cheap, but the outside costs. Crazy.

It's crazy.

The outside one night out, you could easily blow a few racks. Like, easily.

Okay.

Who could be like 150. So really just going through a phase of that, like just being outside. Right.

I would say, though, to. To me, the way I'm wired. Right. I'll. I might go hard.

Yeah.

At work. Yeah. And doing my projects and building and yelling at contractors and doing everything thing. When I come outside, though, like, that's my time. That's my time to spend money and I don't really care and count it like that.

I remember when I was watching Paid in Full.

Yeah.

And you know how they was getting money and shooting and he's like, I be feeling like them NBA player. You be feeling like you in the league.

No cap. No cap.

You talking to us that.

100%.

Like, I went out with.

I went.

So you last night.

Oh, yeah.

No, no. It was Wednesday week.

Okay.

No, it wasn't.

No. Was it Saturday? It was Saturday.

Oh, the other party. So we got two.

Nah.

N. No, no. So one is the homie birthday.

Okay. Okay.

So birthday.

That was my birthday.

That was Saturday. Yours was Saturday. Esso's is on a Wednesday.

Okay, got you.

Oh, no.

That's going to be sick.

We already sold out all the sections three weeks in advance. Tickets are sold out. I already told Charles.

He said this on the pot.

No, no, because we had an incident earlier in the show. I'm like, I think it's just best he only comes with one person. Keep your section empty.

Got you.

But I'm bringing kj.

Oh, no, no. Then that's smart. He's gonna enjoy because we're gonna work for Philip.

I'm bringing the homie. The homegirl, too.

But she like this no, no, no, no.

She's my people.

That's perfect, cuz Esso's like, I have to talk to Charles to tell him keep his section clear. I'm gonna line it up. Not to say he don't got people.

Right.

Just to make sure the people. Cuz if Charles, we. We work together.

Yeah.

So anybody we put next to him. Cuz when the. The party we was at, it wasn't nothing live. It was calm in there. Including DJ Clue pulled up. So now Charles drinking champagne, causing a race war between the lat Westerners.

That's funny.

And Clue looking like, who the is this? Wow. And like a dude like Clue, he likes. Like that. That's tough, cuz that reminds him when he was a hov and dame. So he's like, well, okay.

You back in that day. Yeah, back in that bag, yo.

We have to enjoy our lives, though.

No, you're actually right.

So I don't come outside often.

Yeah, right?

Yeah.

And me and one of my close friends, we don't.

Y' all chilling?

Nah.

So we. We. We. We gonna have fun when we come outside. I used to have a boat, and that's my man who's on my boat. Like, he. We're like brothers almost, Right. I'm like, big bro. That's little bro. And what it was like when we did go outside and entertain, like, we was all the way outside, but I just. It's my first time outside in three months.

So you good? Yeah.

So I'm. I'm not wilding, but I'm making sure we have fun, a great time.

Hell, yeah. And that's what it's about. Out.

But you was like, I have that one quarter times a week.

No, no, no, no. Not three times a week. Probably like every weekend, though. Like eight weekend I'm outside.

You got to enjoy. I don't know if that's blowing money. That'd be feeding the soul, man. That be to me, that be. That's like your payoff, where you get to just enjoy yourself. You get to enjoy.

I think everything is definitely good in moderation. Absolutely.

In moderate.

Moderate, right. Every weekend might be a lot. Especially if we said we're trying to grow as a business owner fast. Now, what you just said, you come out once every. Would you say two months?

Quarter.

Quarter. Okay.

I don't even come out. I don't. I'd be doing, like, I'll go to family events of my friends or another thing that's calm.

You go to a lit restaurant, but you don't kill the menu.

Yeah, exactly.

You don't kill the menu. You get so like, like if we go to say less, right?

Yeah.

You just only get in the shrimp fried rice and chicken satay.

Yeah.

And. But we in the ambiance now. Now any. That's when business people come. We ain't going to be ordering, you know, surf and turb, lobster and shrimp. Like you're like steak and all that. But now it's like you still have the experience without going crazy.

I'm ordering everything.

Everything.

Oh my God. I'll be wanting to try it, of course.

Right.

Especially. You know why I do that too, huh? Because when I was younger, we never like, going to a restaurant was far fetched.

Was rare. Yeah, right.

And I think I said this before, like on our Friday turn up was that we got to order Chinese food, right? That was like the thing like you, you got to order on the weekend, right. On a Friday. And then as. As I got older, like going to restaurants wasn't common for my whole upbringing. It just wasn't. So as I got older and started to get money, I do sometimes order like, I'll be ordering like three meals because I want to see how this tastes. I want to see what that tastes like. Earned that.

You worked for that.

Yeah, I do, absolutely. Sometimes.

And it is about that, like as you make more money, like, the truth is, like, you do want to try things that you couldn't try before. In all, in all areas.

Yeah. Like you said you have a fear of going back or going broke. I have that fear. And that's why sometimes I could work three months straight and do not come outside at all and just be like locked in completely. Because I still feel like being poor and broke.

Yeah.

So when I do come out, out, and then I really. We like celebrating it, enjoying for the quarter.

Absolutely.

Food is different though.

Yeah. Food.

I feel like, bro, we gotta order everything. Like, how you gonna go to say less and not order and not have other stuff? Cuz when you gonna talk to somebody else, they're gonna be like, yo, did you try this? You gonna say no? Or Tatiana's where you gotta wait three months. You can't order one thing and then what do I wait three more months to go back?

That's what's like, bitch, you not Tatiana. Quality D.

Yo, I got to introduce you to.

Oh, he just got out the station with. Yeah, he just hit me. He was trying to come here.

Yeah, yeah, yeah, yeah. So yeah, bro, I wish you would spend more time in New York. New York.

We, we we be coming to Atlanta too.

So New York, New York.

I'll put back up out here too.

New York has all the pieces, but I just think that we got to just. Just commit, connecting them because I think we got it. But we sometimes still in like the competition mode. And I see it sometimes with podcasts, I see it sometimes with people that teach and it's like, nah, nah, n N. I'll be like, I'll be connecting. I even I drove like three hours to. I'd be going to Jersey and Philly. Often when people have stuff up north, fire just to support. Support just to pop out. Yeah. Just don't just be there.

That's dope.

Sometimes they'd be acting, ask me to speak, I'll be like, nah, I'm good. I'm just calm. Sometimes I do want to just be in the crowd.

Yeah.

And just see, like. Because I'mma be on stage in front of five.

You get to see what you like.

I want to sit and cr. In the crowd and see what it looks like. So when I do mine, I know what not to do, how to do it.

Makes sense. Got perspective. And that's dope.

Yeah, yeah, yeah, yeah. So definitely we got continue to support.

Not for sure.

All right, so you made money. You blew it. What do you spend your money on?

I spent a lot of my money on convenience. Like, I'm big on convenience. Like, you know, I like to be comfortable so, you know, clean. The ladies do meal prep, stuff like that. Like, I don't. I'm not big on designer like that no more. You know, I got my car. I got my dream car. Well, one of my dream cars. I got my i8 last year.

Nice.

Yeah. I got one more that I want, but after that I'll be good on the cars.

What's the other one?

I gotta get the Lambo.

Which Lambo, though?

Not the Yaris, the Evo. Evo, Yeah.

I know it. What's the color scheme?

I'm a car.

I like all black. I like that matte black. That black. That Batmobile.

Crazy Atlanta.

Now.

They going be like, where you from? He going be like, I'm from the eight. Like, I can see Boston shedding. Boston is shedding. That identity.

Is for sports.

Yeah, yeah. Patriots and right.

Oh, man. Yo, do not leave. Do not lose your Boston. I know. I'm going see the.

The land.

I know it's going to be turned up, cuz, you know I'mma be checking now.

I already know.

You know I'm going be checking.

You know he going to have to do a video with NDO where he eating the lemon pepper. Pepper.

Yeah, yeah, yeah, yeah. That's man.

Yeah.

It's so many ways that like you, you run your business and the way you run it totally separate them from mine. Right. There's totally just parallel but separate ways. Right. But we're doing the same thing, impacting people, helping people, making dreams come true, changing lives. Because a lot of these people wouldn't have that money that you getting them.

Absolutely.

They just don't know about a profile. There's nobody teaching us to build your profile. Right. There's nobody saying you need 10. You said 10?

Yep, 10. Primary account.

Primary accounts.

People aren't.

That language isn't common in our community. So I love that you doing that, bro.

Not for sure.

All right, what you got coming up? What's next for you?

So I'm actually doing a five day boot camp where I'm going to be teaching people a lot of stuff we talked about today and much more because, you know, I feel like, like one day is cool, but I feel like I can give much more impact, spend much more time, break things down more in depth when I have a whole week with you. So I'm gonna do a five day bouquet where I'm gonna show you how to structure your profile exactly. Step by step, give you the resources. I'm gonna get you funded live. Right. I'm gonna literally do live funding. What that is, is there are certain banks who have pre approvals. So what we do is when we do live funding is I drop the pre approval lenders. You can simply see if you have an offer and for how much it is before getting hard inquiry. So you don't gotta wor always to the inquiry. No. They're going to let you know if you have an offer. If you don't have any, it'll say no. If you do have one, it will say yes. All right, so I'm going to get them funded live.

That's correct. And they could just type in accept.

Exactly.

And get a card or.

Yes, yeah, get their credit card. So some.

That's crazy.

Some of the pre approvals they'll allow you to get multiple products. So it might be a credit card and a line of credit. Right. So you can leave it. We've had people get funded live on a free call, getting 50, $60,000 in. Funny, right? So it just. Yeah.

Yo, bro, that's why he going crazy with the webinar. He getting the money right then and there.

Yeah.

Execute.

So even if you don't get funded, you know it's real because you just watch someone else on the same call drop their approvals, right?

Yeah.

So that's dope. That's definitely one of the main things. And then we're going to show you, most importantly, what to do with the money. I'm going to show you all the things I did to make our first million dollars funding company. I'm going to show you how to scale with digital products and services as well. So that's what, the five day bootcamp? Yeah. Yeah.

From your funding company?

Yeah, from our. From our education and funding company.

Dope.

Yeah.

Though. How did that feel?

Felt good. It felt. It felt good because it was like something. I'm gonna post this. When I had written down in my notes when I was in. When I was back home, my mom's kid, I was like, yeah, we're gonna do a million dollars. I said, in like 2022. So it didn't happen then. But it's 2024, so it just felt good. Looking back.

Like, what's that like for you to be living in your mom's house? And now she. Within 24 months, she's seen her boy. Boy, Claire Millie crazy.

It's different.

She got to see that.

Yeah, it's different. Like, I just took her to Paris a few months ago. Moms get whatever she want because, you know, for someone to allow you to bet on yourself. And the reason I was in the crib, because I was betting on myself. I kept trying businesses kept. And you know, it's like after you fail a couple businesses, easy person for a person to stop supporting. But she was always like. Even though she probably wrote her eyes in the back of her head like, yeah, yeah, Another idea did. She still was never like, yo, you got to get out, or, yo, you need to go get another job. Right? She might have hinted at it, but yeah, she get whatever she want. It's dope. You know what I'm saying? Just to see that, you know, sometimes first she didn't believe it. She's like, this stuff real that you teaching? Yeah.

My pops, he's a traditional dude. So everything I do is irrelevant to him. There's nothing I can do to impress him. So my brother, he's also in the music industry, street. And he just caught like a big check for like quick 90 bands, right? So he's showing it to him. And he's a money dude too. He was all in insurance, a big wig in the insurance companies. And he's just like, yeah, that's cool, I guess. And I told my brother, I said, he think you're a drug dealer because the fact that you're not a doctor, lawyer, engineer. My two sisters, one's a doctor, one's a lawyer, lawyer. I always say thank you because y' all did.

We.

We're looked at as nomad. I could make $20 million, Charles. It will never matter.

Yeah.

I didn't wear a suit and tie. Doctor, lawyer, engineer.

You're Nigerian.

No, Haitian.

Oh, I used it.

Yeah.

Okay.

That's okay. Because, look, they don't know better. Yeah, they didn't know better.

Yeah.

So that was poor taught to them and poured into them. My grandmother belongs to, like, education. Education. You better get your education. All she knew was, like, education was our pathway to freedom. Before that, right? And going back to, like, days right after. Right after the Civil War, it was like, you need to buy land. We were buying every affordable and available piece of land. And then it just changed to where now we start to sell it. We started to lose it because we didn't know how to protect it. And then for a long period of time, like, my upbringing was, you have to go to college, right? Get your grades, do your lessons, is what they used to tell me. You need to go to college. You need to be able to get a good job. Don't get arrested because you'll never get a job.

Right?

It was like. And I was like, yo, that job thing kind of sucks. Like, y' all be coming home miserable.

Show jobs are worse. Worthless now, people. All their pensions. Now you're Tier seven. That means when you retire, you're only going to get 20,000 for the year.

Oh, that pensions is getting destroyed right now, too. I know somebody who had a pension. They was like, here's 200,000. Pension's gone. The company just paid it out. Like, that's all you're getting. So they just. They ain't no better. They just didn't.

Yeah, it ain't their fault. It's your vision. They not going to understand it and where they coming from. Like he said, it's like. Like, they literally were told that American dream is this thing, and it's not.

It was passed down.

And what I tell people is anytime you want to, like, figure out what you want to do, look at the. Or look at the people who are telling you, look at their situation. If you wouldn't trade your situation for theirs, don't listen to them. Right? Like, people I used to see, my grandma, my cousins, they working 50 jobs. Like I'm hustling 60 hours a week. But they look. They look miserable, stressed out, always tired on the weekends. They ain't even got no energy to do nothing. I'm like, that don't look like what. It's American dream, so.

Right. Or what I want to do.

Exactly.

I know people very high up corporate America are miserable as hell, but they stay in their jobs because there's a such thing called the identity risk.

Yeah, Right.

You don't want to not be the person at that top firm because that firm got a name. So you wearing that as your identity.

Yeah.

But you coming home crying or you coming home after 12 hours or 14 hours on the job. And that.

That.

That's something where it's like, I never wanted what would make me miserable. People that's going to work 40 hours begging for some overtime to do 60 hours to not have enough money.

Charles, let me tell you, I had this job, I gave away so much overtime. So I had nothing but older haters. Haitians. Look at you, animal. It's like, yo, you want another 10 hours? Keep your. My rule is, if you couldn't get me out of my job by 1pm I'm going home.

Yeah, yeah.

So one day I'm walking to the punch clock. They're like, yo, everything ends at 5. I literally walked right back out. It was 10 Haitians looking at me like, I said, bro, I got another agenda. And I did it. I did it for three weeks in a row. But I was getting so much side money. Yeah. But the regular job allowed my taxes. Taxes to keep my side money. Not Right, right, right. Legitimate. It wasn't shown on the paperwork. So I'd like keep the job. Like, all right, whatever, whatever. But then.

Yeah, yeah, that's.

That.

Here's 40 hours over time out of here, bro.

Here's. Here's something that I gotta address that. That. That people see this, and this is something that I'm hearing from people that's older than me. This is wild and crazy. People are saying I'm gonna be able to retire within the next X amount of months, and then I'm gonna go work here.

Yeah.

You ever hear people say that?

That's the standard American.

It doesn't make sense. What. What did you retire mindset?

Do you have to be.

I'm gonna tell you what the mindset is.

30 years retire and say, I'm gonna.

Go work somewhere else.

No, Charles, what it is, right here's the mindset that. Right. I'm not saying it's right. It's like, you're working. You're getting two checks for one job because now you're getting the retirement money circulating.

But the point is, what the hell is the point of retirement?

You're not hacking two jobs. Two jobs ain't hacking the patrols. No job and a ton of money is hacking the system.

Exactly.

They didn't, they weren't taught that. They don't know that.

Yeah.

You gotta remember it 40 years ago, if you said you was an entrepreneur, you was getting no women, and you were looked at as a psychopath.

A risky.

Yes.

Like you, you, you.

Now, if you say you're a bus driver, you get no woman.

And you look at her music.

But you see how that switched.

Yeah. That's crazy. That's crazy.

What are we talking about here?

That's actually, that's what these kids say. That's bus driver.

I feel bad for bus drivers.

Easy. Sick.

Yo, look at dude laughing. That is the new, like, horrible job now. Like, like, everybody hates, like, you a bus driver.

Let me tell you something. I told a girl, she like, I need a man with money. I said, date a garbage man. Yeah. She rolled her eyes. I said, they get bread, though. I said, it's the only. They said, that's the worst job to ever be on child support. The girl's going to fleece you. That's how much they get paid. Paid to throw the garbage away? Yeah. No, no, you're not. Understand what I'm saying? They get paid on top of their regular pay. So they get paid a hundred dollars a day to go to Staten island and drop it. But if they don't do it, they still get paid. Yeah. So now you got money coming without trying. You'll clear after taxes, 2500 if everything. Right? Yeah, yeah.

For a regular job, that's, that's good.

And you get paid weekly. It's the only city job. You get paid weekly.

I ain't never want to work, bro.

No, me neither. I can tell.

Yeah.

I, I, I came home. I said, yo, this is. I said, I'll literally be a bum before I work a job because I didn't have. I promise you. I'm like, one day would feel like, like a whole week. I'm like, yo, this clock ain't.

It doesn't move.

Yeah.

That's crazy.

I'm like, yo, something's broken here. These clocks ain't moving.

Like, I've been lucky. You ever dress and then look again.

And you like, yo, why that didn't move? Cuz I got add. I Can't sit somewhere.

Every job I have had was. The clock moved fast, and we was just doing criminal. Like, well, maybe I should. I worked at Greyhound. Yeah. Dog. We was robbing drug dealers because they would all go to Balt, Buffalo, and Binghamton.

You're like, you can't put your bag.

On in the top. You gotta put it under. We would take the bag. They can't do nothing because we had the Port authority cops. We're chilling. I'd go to the movies during lunch break.

Do you think that's a part of. Do you think that's a part of why we kind of are like. I feel like. Because I always feel like the key to plan A is not having a plan B. So do you think because. Because I heard you say you can never work a job, and I could never work a job. Do you think because the mindset was, there's no way I'm going back, it made it easier to figure this entrepreneur out.

I think.

Force of will.

Yeah. Like, when you're like this, gotta work.

When I had the job, they wanted me to be a supervisor, and I was like, man, no, I don't plan on staying here. I just didn't know how to quit. But I just kept putting the energy out that I'm gonna leave this job. So what happened is some Caribbean lady ran a lawsuit on the Haitian dude, and they closed our company down. So they fired all of us. I got a crazy whatever. Unemployment and all that. But if, like, how Charles and you talking about. About, oh, no, I'm gonna get this million. I don't know how. And then internally, it starts working.

It's just seeing it, to me, seeing it like a job couldn't pay me as much as I make. I'm at the point where I'm building properties that I'm selling for a hundred to three hundred thousand dollars more. Why would I. And. And I don't have to go there. I don't. I'm not touching anything. I'm not lifting those Sheetrock nails. I'm not doing none of that.

Right.

What. How would I justify going to do eight hours?

I'm not talking about this charge. I'm talking about the Charles when you was the beginning. Like, nah.

He would feed both.

I have to feed my.

Like, yes.

Yes.

Yeah. My personal. I just knew growing up, right. That life wasn't always like, work. I seen, like, my grandmother work and come home miserable and struggle.

Yeah.

I see my mom's work and come home miserable and struggle. I see my older sisters go to work and come home. My brother was like, I ain't doing that. They bugging out. So when it came to my turn.

You, like, we not doing it.

I was like, my whole life has been like, doing something that couples passion and purpose. I was raised from, like, good people fire, like, good heart. People that want to do good and that were always nice to people. So my whole entrepreneurial path was like, how can I serve people and make money? Like, what's the perfect combination to do both? It was never like, I'm gonna go work somewhere.

Yeah. Like, nah, not happening.

How about that wasn't my. That wasn't my. How I was wired.

What I'm getting is that what we saw? Because the same thing I said about grandma and cousins. What we saw was what we didn't want 100%. And that made it clear.

We saw results that didn't make. We saw. We're. We were young enough to see what the end of the road looked like if we followed that and we said hold up to give you context. Right.

Damn, that's good.

That's good.

You bought. Let's. You bought multiple bottles for my birthday, right? No. I'm going to show you something. I'm going show you something that's going to your head up. The two bottles you bought, right? Yeah. It would take me 42 hours at $24 per hour to pay off those two bottles you bought. That's what it. That's. You have to personalize the. For them to understand why you're not working facts.

Yeah.

You bought it for me and your man's.

That's a fact.

So it would take 42 hours without going to lunch at 24 an hour, which is not easy to get in New York City.

Yeah.

Even though minimum wage is 15.

That's so good.

I know that because I work that.

Yeah.

That's how I know how much it costs.

And the beautiful thing is, one of the frameworks I teach is like, yes. When you're a entrepreneur, I call us. You get to use your imagination to pay for things you. You want. So if I know I want to spend copyright. If I want to spend $2,000 a night on bottles, guess what? Let me make an offer. Make the 2000. And I didn't pay for the.

Oh, that's a whole different side to what we do.

That's a whole episode.

No, because, look, being able to help people and get results allows you. You could only do that if you had success.

Absolutely. 100.

Now that you got success, you could say, look, you can say, look like. Like I want to make a million dollars.

Yes.

Right. I'm just going to clip up the success in the past and say, do your kids got property? You got passive income coming? What would $3,900 a month do for you? Exactly how would that change your life? All right, I'mma teach it in this five day conference. I'mma teach it in a one day conference. So I'm trying to do something stupid one day. I don't talk numbers though.

Right.

I'm trying to do something crazy one day. Right. And you just can give that value, but you can create it in your head. I could, I could want to do a webinar tomorrow. So we going to a party on Wednesday, right. And this is Slash business. Yeah, these are.

Let them know.

So I'm part of an influencer club now, thanks to my guy right here. Right. Where you really connect with everybody. I'm gonna say, say we can't even call it local, bro, because you got people from Ohio. You. It's like an. What's it called? Influencer. Influencer. I told you. New York got it on the 16th.

Yeah.

October 16th, I might pull out.

Amazing.

And we, we. The last event we did was in September. Fab. That was actually Diddy was gonna come. That was gonna be his last. That's how ill. It was the biggest party during Fashion Week, and it wasn't a fashion party.

That's crazy.

Yeah. Fab came through.

My favorite rapper growing up.

So then Esso and Charles spoke business, and he's like, yo, once you would lock in with us, a lot of times the reason why you guys are dope is because you're delivering value. But in hip hop, people just take your money to pay their rent and say it didn't work out for you.

Yeah.

And we try to work a system where we're going to give you a certain level of value that you could be like, all right, it's tangible. Yeah, we tried. It didn't work. And we learned from record labels. We don't like that.

Yeah, you want to give value.

Yeah.

And that's fire. Because if you think the. The key to any business is what you just said, if you can find a way, anything you do to get more value, value, it makes the offer or the sale so much easier to sell. You know what I'm saying?

And to just be an entrepreneur, you know, Marketing.

Yeah, right.

You. You package that and now it grows because you are giving value. So it's not hard to sell something that's popping that's real, that's tangible, that's gonna last a lifetime.

Exactly.

That you can hand down to your kids. So I get the luxury to kind of create and play with stuff like that. Yeah, that number. 500 people for my conference. I don't know where to that came from.

Hey, hey, that's good.

That's a blessing.

Yeah, you're gonna hit it. And what you deliver. We talked about earlier, your offer is so crazy. Like someone can go from not having anything to literally having a property and yeah. You know, a short period of time. So it's like that also plays a point in what you can charge. How much. What's it called demand is there. You can charge a premium price because he's getting someone a result quick. Within 30 days, within 14 days. Whatever means be.

And because in our culture, this wasn't looked at as being provocative. It was rapper, athlete, drug dealer. But then when was Gamestop when. When it shot up, all of a sudden girls were like, I could rock with a day trader. So now seeing how you guys carry ourselves with y' all driving, this is when we sat down with Charles, I was like, you might have to reshow your cars again because there's a guy.

I told you I would do lifesty.

There's a guy, like I told you, Manny Coshman. Yeah. And he does big scale properties at 20, 30 million. He's having big properties in Houston, but nobody knows that. But because his car collection. Collection is godly. So now when you see Charles, you like, oh, what's he do? Oh, no, he gets money. He's. He's the God in Alabama, the God in Arkansas, the God in Brooklyn and his. Everybody else in his crew is Litten and land Atlanta. Oh, I want that life. What do I got to do? Yeah, buy the course. What's the turnaround time? Two days. No, he got to be a scammer.

There you go.

Facts. Facts.

Nah, that's why. So. So that's how we. I mean, there's a way to teach it, of course. Where like if I. I'm gonna ask him right now just to bless the audience. Just to bless our audience with. With some game. Right. I'm asking to bless them with some game, that show. Like if you at home watching this, you can go to a site that he going to tell you right now and try to get a pre approval. I ain't tell him. I was going to ask him, but I'm going to ask him a little. Right? So. So in New York, you really. You got to lead with Right. You got to lead with something. So give us. I never. I heard a. I heard a live funding, but I ain't know it was live. Like live.

Yeah, live live.

Give us a website, a bank or something. Of course, course that people can go to to get funding right now. Okay, now when you do that, they owe you your challenge.

Of course.

Right, because you just handing them something up front. Like, hey, take somebody might get how much? What's the most?

Some of them going for $30,000.

Somebody right now watching this can get, let's even say $10,000. $10,000 you get. You can hide a kid $10,000 right now.

I already know what I'm spending it on. I got shirt designs.

Yo, you got.

We gotta get them funded, bro.

Yeah, for sure.

We gotta get them. They super lit in the city. The, the, the. The air.

We get you funded, bro.

Yeah, cuz we. We got all types of situations. It just, it's. It costs so much money to do this lifestyle. Like, and now and within because of you guys like y', all, this is going to be the part of the new rap game. Podcasters are the new rappers. But now the, the funding, the lifestyle, it's like, oh, they're young, they're hip, they're in shape, and they're getting money.

Facts.

So they. They know the. The industry very well, right?

That's fire.

They know the industry very well. And I think what's happening, the labels are fronting the lifestyle.

And.

And because we don't. They don't have the funding to front their own lifestyle. So the labels are having a lot of control over their success and owning it. But if they could fund their own.

They would have that freedom.

That might be a business play now for independent labels or production company. We come in to fund the rapper's lifestyle and then we get a part. Instead of raking their whole publishing and residuals, you just take the percentile because they. That it's forever and you can pass it on to your children.

Absolutely.

That's why the Locks wanted to publish him from Puffy.

Yeah.

Because you could pass that on to your grandchildren. It's like real estate for real. Yeah, yeah, that's.

Oh, now. Yeah. Most artists, that's dope. We had a lot of groups, so they'll come to us. Hey, I got a group of music artists. They all need funding because like you said, artists got looked apart. They got to have the money to put behind their marketing. We know songs that get pushed. They cost a of lot. I think young ma says she they spent what, seven mil to get that. Ooh. Out over seven years.

Yeah.

She.

She didn't know what. What it would do. But 7 million, that had to be digital. Then somebody raked her budget. It shouldn't cost that much for that level. Should be about.

He really noticed. He really noticed. Maybe 400,000 a record to go crazy.

That's it. No, it depends. You have to pick the right people for three months and half a mil. Then you got to pay. It's like I sing for the record. Then you got. Oh, we're gonna take him out to dinner. We're gonna do this. We're gonna talk business. Then we're gonna reinvest in his company. Then he's gonna bust through this. We're gonna talk business. Then we're gonna reinvest in his company. Then he's gonna bust us back this. We're not talking about business. Then we're going to reinvest in his company. Then he's going to bust us back this percent out because he's making money in his sleep. Then we're going to bust back our part of our residual off the publishing. So he. Now we're all making money while we're asleep. We're protected now.

Makes sense. Yeah.

So that. That's the key. But 7 million to get that record like that. And she's gay. Somebody rocked her because inherently she has to win. They the gay community going to support her. So to him hear that somebody rocked her.

He said. He said somebody rocked young. Rocked her. Bro, how do you. When you heard seven, you sure it wasn't 700,000?

No, somebody told me that.

I told you seven mil or 700,000.

Oh, maybe they said 700,000. I thought it was.

They rocked her at 700,000.

Yeah, she's. You have to understand, she's gay.

So you automatically going to get no.

Because I don't want to say this.

This is so unpleasant.

No, because she did certain things she didn't lies on what she's identified as or what she identifies herself as, which I understand, because she didn't want to be labeled. But inherently, she had cheat codes to win that she did it. I'm gonna tell you certain things she turned down. You're gonna be like, you're gonna kick the cameras.

Yeah.

It's not my place to stay on camera.

But if they did that 700, maybe it was 700,000. But as far as what you could make in the industry or what you can make with a hit song, an investment of 700, 000 to get as lit as she. That song was like a household.

I was gonna say even to just pop. Even if that song didn't necessarily make a ton of profit.

Oh, no, it made money. Yeah.

They didn't.

Imagine how features and everything else could make that money back. I don't know the industry.

Yeah, me neither. No, no, no, no.

She got rocked. Somebody rocked it. I know the numbers. Let me show you a regional single, right? Let's say, all right, from New York to Boston and touching a little bit of Philadelphia. If it just does those markets, that's enough to keep the lights on at a label and take care of all the bonuses. So what you think them dropping 700,000. Thousand brought back in for. For what record label? It was. I don't want to say. It's the ones that just filed fired. Kevin Lyles 300. A regional single keeps the lights on for the whole year, and everyone gets a bonus. Not a hit single. I said regional. Yeah.

Makes them. Makes the companies a lot of money. Makes the labels enough.

Like if. If just the. Just that one regional will pay all the lights. It'll pay him. Keep this running, and you could go out to dinner and swipe all. I know a record exec that he just got fired off his own credit cards. He was funding Three Dots Lifestyles for 10 years of peace. You said.

Did you hear what he said?

I want you to understand, though.

He said a record exec was funding three Dots Lifestyles just off the credit.

Cards, the same way you said you bought. Same off the record labels, credit cards. So. So when he just got fired, I already seen the thoughts.

Sweating. Yo, this is an in. Like, they don't know our world. We don't know their world. They don't know funding, bro.

We completely read this in. Trust me, if Esther was. He'd be like, oh, this is what we're gonna do. Blah, blah, blah. He could tie it more into. He could tie the threads in together.

Into how to use 250, 000 to go crazy.

He would, bro. He'd be like, all right, this is what we're gonna do. We're gonna put it here. We're gonna flip this. We're gonna bring this back. Then we're gonna rock this budget. Because in his mind, once the money comes in his pocket, it's not spent. It's how we gonna pay them back.

Okay, Got it.

So now it's like, all right, 20,000. Has to make back 40,000. So now we bust him back 15, flip the five, then we do it Again. So now he like, yo, but you.

Get a zero interest for a whole year.

Doesn't matter. Because if you get comfortable, you got a $250,000 bill on your head, and you ain't do nothing with it. When you gonna get another 2:50?

I see what you're saying, bro.

Remember how you say you don't want to feel broke, you don't want to go back? It's the. That's why I said, how do you get people to get the confidence. How do you have the confidence to know they're gonna pay you back?

Yeah. So. So, yeah. So. Good question. So with the lenders, when you get the 0% APR.

Yes.

Only thing you got to make is a 1% minimum payment, right? Every month. So let's say it's on 20,000. One percent is $200. That's. That's your bill every month. That's it. Now, what happens is in that time period. That's why I said the middle piece is going to find someone who's done what you're looking to do, because now that's your guaranteed blueprint. You can't hang with him and not go get land banks. And if you got money out there, you're going to execute Diesel Fuel. Exactly.

That's how the record label is. When you pay for the streams.

Now, they working.

So now if you pay 50,000 for streams, right? You pay for rap, caviar, whatever. Whatever they say don't take money, but whatever, they're gonna stream so much, the money comes back.

So that's how we got you. Exactly. That's how you put that fire.

Okay, okay, okay.

Y' all gonna work?

Oh, all of us. You brought this in. You don't. When you get a connect, you gotta bust back to connect. Even if it's at a 15 then. Because then it keeps circulating. So let's. Let's tie all of this together.

Yeah.

IFC. Yeah. 16.

I'm gonna make money and be like, oh, I don't know, Charles. I can't bust you back 15,000, cuz you already making bread. No, cuz he gonna be like, yo, I got a quick 15. Huh? It's for the wife. You got another one of those? Yes, we do, bro.

Let's get it. Let's get it.

Circulation.

You're gonna get 15 right now.

Oh, yeah. I'm about to get y' all some money right now. Want me to give one?

Get the mic right, bro. Yo, I've never had nobody give no money out like this.

Oh.

Oh, man.

So he Actually this is the free.

So he asked me to get y' all one, but I'm gonna get y' all two, right? I believe when you over deliver, you be overpaid, right? So listen, y' all could go to Google, all right, first thing I want you to do is type in Dover Credit Union pre approval credit card, D O V E R. All right? Dover Credit Union pre approval credit card. All right, what you're going to do is it's going, you're going to click on that, it's going to let you know at the top of the screen it's going to say see if you're pre approved. No, no impact to credit. Meaning you will not get a hard inquiry to see if you're pre approved. All right, you fill it out, your name, your address, how much you pay for rent or mortgage. And then what it's going to do is it's going to text you a code, you verify that you are who you say you are and it's going to let you know if you have a pre approval and then it's going to let you know for how much. They're going to go up to $20,000. So you'll know if you're somewhere between denied and all the way up to $20,000 once you get the offer. If you have an offer offer, all right, once you accept the offer, then you finish the application, then you get the hard pull. But by then you already gotten pre approved. So you know if you got the money. So you don't got to double back.

All right, Fire.

Next play. I got to give them one more. I got to give him one more. Listen, I want you all to go to Christian Community Credit Union. Go to Google, type in Christian Community Credit Union pre approval. All right, Once you type in that right, it's going to have a link. It's going to be the same process. You're going to fill it in, it's going to ask you are you a member? You just say no, right? Then what it's going to do is going to take you to a pre approval form. You fill it out, name, number, address, what your annual yearly income is. A hotspot. What I do for that on these pre approval links is usually I say less than $86,000 for annual revenue. The reason why is because that's how we get the no doc pre approval offers. At that point it's going to let you know if you got an offer and for how much. And just like that, y' all could go get a quick 40 piece fire.

Fire. I know.

I'm have Essel call him because he can get all that extra money. His because he has over 800 credit score. But the 86 now, bro.

Credit score.

He got 524.

That's me.

Yo, this I know somebody got real sauce and they in the. In their webinars and they challenge when they could get give you free stuff like that. That's how you know it's like, hey, that's the sprinkle. Like, that's a. That's like throwaway. Yeah, that's light work. So tell me about this. This challenge you doing and when it starts.

Absolutely. So it's going to be October T.W. 28th through November 1st. So five days. One of the days is going to be how to build your credit profile up so you can get in position. One of the days is going to be showing you how to get funding, where to go, whether it's personal funding and business funding. I know people in different places. And then one of the days is going to be showing you how to run a company. All my sauce, I'll be showing y' all how to get clients without social media, how to be able to leverage other people. Right. I always talk about opa, other people's audience. And then the last day, we're going to be showing you how to scale with online marketing, digital products and services.

I'm there, bro.

Let's get it.

I'm there.

My God. Appreciate it.

How much are the tickets?

Right now I'm turning 32. So right now for the first 32 people, it's only going to be $32. Once those 32 tickets are sold.

Sold.

It's gonna 10x. So it's gonna be 320. So make sure y' all DM me the word boot camp and I'll send you a link to the 32 tickets. What's your Instagram arbenders on IG on all platforms @dariusbenders.

That's fire. Yo, my man doing a birthday. That's how you know you got sauce, bro. When you could just do like, yo, hey, it's my birthday. I'm gonna do this. Like you're giving for your birthday.

Oh, yeah, got you.

You're giving for your birth. So somebody could have just watched this and got 10. 10 grand easy. And you saying, yo, just get in 32.

Turn it 30 and I'm gonna give you more sauce. I'm gonna show you how to go get 50 to 100.

That's the real. That's the real value to me is that you're teaching them how to do funding for people. So you're gonna give like the contacts or how to get the contact?

Absolutely. How to go find, how to get your first 10 clients leveraging, just referrals. Most people don't know the funding space. You could go run up a seven figure business just by. By having the right people sending referrals.

I love it, I love it, I love it. We got to get locked in. Hi. Anything before.

Before we close out bag fuel, man. YouTube.com b a g f u l bag fu. Stream it, watch it. You know, we outside, man.

Let's go for the background, right? For our audience, our commentary. This is my dude. He's super lit, man. That's heinous. Heineken from Bag Fuel. Heineken from Bagfield. Make sure you guys tap in. We got to get in this challenge. We got to know how to fund our businesses. Funding is the key. We all have the ideas. They are going to work if we stick with it. But what we're not doing is properly structuring our business with staff, with the right marketing, with everything that you need. Like Heineken said, all the things you need to make your business and your idea work. So tap in. What's the name of the channel challenge?

It's going to be called Credit to Impact Boot Camp.

I love that impact piece, y'. All. I'm big. Profit plus purpose is my thing.