Charles NoonanPresident, Landbank University · Real Estate Developer & Instructor

Soft Pull Credit Unions: Join & Protect Your Credit Score!

9 Jun 2025 · 0 min

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Charles Noonan explains how to join credit unions using soft credit checks instead of hard inquiries that damage your score. Nassau Federal Credit Union is one option, and some credit unions let you join through group affiliations like the American Consumer Council without a hard pull.

Questions this video answers

Nassau Federal Credit Union

American Consumer Council

You can do. Nassau Federal Credit Union. Right. And the reason I'm giving all credit unions that do soft pulls is because when you don't have the most perfect credit, the number one thing you don't want to do is go out there and start doing inquiries and damaging your credit even more. Right. When you're doing an actual application, it'll say, hey, how do you want to join this credit union? Like, what is your. What is your alliance to the credit union? And you can actually click the American Consumer Council as the way that you can pretty much join the credit union. Okay, so that's pretty much what happened.