Charles NoonanPresident, Landbank University · Real Estate Developer & Instructor

THE HARD TRUTH BANKS WONT TELL YOU 😳😳

4 Mar 2025 · 1 min

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Short excerpt from a YouTube video ("THE HARD TRUTH BANKS WONT TELL YOU 😳😳" by Charles Noonan) in which two speakers discuss systemic barriers to funding in marginalized communities—redlining, biased underwriting guidelines, and lack of financial/business education in schools—and praise funding specialists for educating community members about underwriting and increasing the likelihood that business funding applications are approved.

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Discover how funding specialists empower communities with superior financial support and education.
We know there's redlining. Right. We know in certain areas, property values are worth more based on the person that lives in the color of the person that lives in the house. We know sometimes the underwriting guidelines just aren't fair. We know that educational opportunities on how to get funding aren't fair because in our communities, we don't have a credit specialist. We don't. We don't learn credit in school. Nope. We don't learn funding in school. We don't learn business acumen in school. We don't learn how to write a business plan. We don't learn any of this stuff in the educational institutions that we have. So the fact that funding specialists such as yourself are actually educating people, showing them how to understand underwriting guidelines so we can get more answers of yes than no to our business ideas is phenomenal. Yeah.