Top 3 Reasons Hispanics Have Higher Net Worth With Charles Noonan #Landbank #financialfreedom

Welcome to another episode of Free Education Friday. I'm Charles Noonan where I share just free education and information on how we as real estate investors or aspiring investors can connect grow in cash flow. Free Education Friday is free. There's no sale here. I'm just giving you guys information throughout the. Throughout this segment. So I'm gonna start here. And. And for those of you that are new, because we're seeing that this thing is really growing, I am going to introduce myself, but I'll make my intro quick because this session is really not about me. It's about us. So I'm Charles Noonan. I'm the founder of the Land bank team. As a New York City developer, I own over 400 properties debt free. As a leader in 2023, I helped over 1000 families buy land or land bank houses. In 2024, I am helping over 1100 families, 1100 people in 2024 buy land or land bank houses. Free Education Friday is all about you guys. It's all about connecting, growing, and cash flowing. The. The majority of my following is African American individuals. So a lot of my content is going to be geared towards African Americans because we are in a state of emergency when it comes to net worth. And I'll show you how they value net worth, how they market, or I'm going to say measure net worth. Real estate is probably the biggest. Then they'll go to liquid liabilities. Stocks, bonds, things like that. Like your entire portfolio gets evaluated when net worth is being evaluated. Okay. Oh. So right off the top, I like to share information, right? Y' all know it's Free Education Friday. I'm a share. Like right off the bat with you guys, I'm gonna just give y' all information. For those of you that can't see the screen, I'm a lean in a little bit and I'm gonna read it. Please get your pens, pencils, paper, get all that stuff together. Free Education Friday. The only thing I ask, if I give you the information and y' all go buy a property, hit me up on Instagram. Just shoot me a DM at @CharlesJ. Noonan, letting me know you got the property. Last week, somebody shot me a message and told me they got 10 properties. From the information that I shared on a previous Free Education Friday. Free Education Fridays are a valuable asset to us changing our net worth. All right, so get your pens ready, pencils ready. Share the information. Share the link to where you are. Share the live share. Share it all. Share it all. So we're going to kick Free education Friday. Off this week with another auction. All right, Another. We're kicking it off with another auction now. I always, my goal is elect to help 1100 families. However fragmented, we're not as strong as we are together. So I'm always going to encourage and invite you guys to invest in real estate in some of these 500 properties that are worth $20,000. I'm always going to ask you or encourage you to do it together. I'm starting a movement in which we're buying properties in separate pockets of the United States, such as Detroit, Michigan, another two towns in Michigan, Arkansas, Alabama. I'm doing ground up development in Alabama and we have like two to three other counties. Wayne county in Pennsylvania as well as Monroe county in Pennsylvania. Those auctions, I've been able to buy properties between 5 and $700 that are worth 18 to $22,000. All right. Increasing my net worth in one day at one of those auctions, over $250,000. Today's one of today's auctions. I'm gonna give you guys and if you stay later, I'll give you another auction that we're actually going to go to together. This particular auction is all about Pennsylvania. It's Lawrence County. Guys, get your pens and papers ready. Get ready to take notes. I'mma share with you the exact information that you need to to take advantage of this one particular auction. I'm going to read it. Some of you learn through like hearing, listening, writing things down, reading it yourself by attending the webinars every week in the link in my bio, I post the link to the webinar where you guys can get the handouts. You commented the word Friday. You'll have access to the handouts. So Lawrence county, the sale start date is April 26th. The reason I picked this auction to give today is so you guys have time to prepare for this particular auction. The start time, the sale dates. Lawrence County, Pennsylvania for all my northeasterns or if you want to fly, it doesn't even matter. This information is that valid for you? All right. Lawrence County, Pennsylvania. The sale start date is 4:26. 24. The sales start time is 10:00am the sale end date is 426. Meaning they're going to get all the properties they have. And they have 139 properties that are going to be sold in Lawrence County, Pennsylvania on the date 426. Right. The sale address. I'm going to give you guys the address to actually go participate in this auction. I want us to do it together. However And I'm going to several different auctions with groups, with Land Bank Team members. However, I want to share this information so you guys can maybe take a look, do the research. How I want us to do it together. My whole philosophy for 2024 is to connect, right? Connect as a people grow and then cash flow. These properties, it's not to do it fragmented. We are losing the battle alone. And I'll show you guys why shortly. So the court, it's at, it's at the courthouse. It's in courtroom number one. The address is 430 Court Street, Newcastle, PA 16101. The actual person that you can reach out to is Artesia Foster. A R I A R T I S H I A Foster. I'll give you guys her phone number. All right. Her phone number. Get ready, guys. Let's get ready. 72465, 62125. If you guys are on the Land bank team, I'd give you like credit repair to get your credit, right? To get funded up to maybe a hundred thousand dollars so that you have money to go to these auctions and buy the prop. Buy the houses or the land and things like that. Let me read a little bit more to you so that you guys can kind of understand a little bit about the auction. So that when you call her, when you call Ms. Foster, you're a little educated. Tell you you went to Charles's Free Education Friday, Charles Nunes Free Education Friday of the Land bank team. And. And he gave you the information. Okay, so here's what you do. You got to go to the county site for registration and bidding information. Pre registration dates are Monday, April 8, 2024, and it ends at 3:45pm so you guys actually have time. Friday, April 12 is the final date. All individual bidders must register in person with proof of id. If you cannot register in person, you must have a notarized statement or power of attorney authorizing someone to register on your behalf. Reach out to me at the end of this. If you want me to have someone register for the auction on your behalf, we can arrange that for you. However, you must attend in person on the day of sale. A registration fee of $500 must be paid at the time of registration. Forms of payment are cash, cashier's check or money order made payable to Lawrence County Tax Claim Bureau. This particular auction, they are charging $500. The auctions that we are connecting, growing and cash flowing at don't charge anything. However, you guys attended free Education Friday. You guys are sitting here Spending your Friday with me. So I feel compelled to give you information where you can go buy a property. Trust me, 500 is just the fee to register. Once you win a property, it goes towards the purchase of the property so you don't lose it. They just want to make sure that there's something down for when you bid. You'll be able to pay for the properties. And again, the prop. A lot of the properties are starting at 4 or $500. So you may not even have to come out of pocket once you pay the registration fee to get into the auction. All right, I'll give you, I'll give you one or two more auctions a little bit further on down the presentation. But I want you to share this information now as we continue to go. So you got one auction, but there's some really important information that we have to kind of understand about what in the world is happening today about black. I'm just going to say African Americans. There's a state of emergency when it comes to real estate and I'm going to show you guys how. All right, so here's an article in Reuters and I want you guys to look this up. Is actually in February, February 7, 2024. Here's what it says. U. S wealth inequality grew worse through the current recovery. So we were supposedly. Or the country is supposedly recovering from the pandemic. Right. There's a federal study that shows the wealth gap has increased, but only for black people. It didn't increase for Hispanics. It didn't increase for white people, just for black people. Let me read the stats to you if you guys want to follow along. If you're on any other medium, comment the word Friday, you'll get the link to the webinar that we're doing now. Free education Friday is typically done via webinar or YouTube live on the land bank show. But let me just read this stat so you guys understand, like these are real, actual statistics. This is, this, this aren't. This isn't information that I think is happening. This is information that we know, we already know through Covid. What, what ethnicity got hit the worst, right? It was the African Americans. The white people caught colds. The, the African Americans basically like got it way worse. And, and a lot of lives were lost. So let me just read this information to you guys with. Because some of you guys may not have enough time to read. I'll bring it. I'll bring the information to you and I will read it for you. Okay. The inflation adjusted wealth of white households in the US Grew faster than the black and Hispanic households from the start of 2019 through the third quarter of last year, 2023, with Black households in particular now worse off than they were before the pandemic, the New York Fed study concluded. Meaning everybody else by now has recovered and grown, including Hispanics. I'll say it again very slowly. Every other ethnicity group has recovered and grown since the pandemic, including Hispanics, blacks, African, black households are the only ethnic group that has gotten worse since the pandemic. We still haven't recovered. Okay. The study used information gathered by the US Federal Reserve on the value of household assets, including stocks and real estate. So those are the two measures that they use, right? Obviously, the money that you have in the bank will determine your, your, your worth, right? So it's liquid stocks and real estate. Those are the measures that they, the metrics that they use to measure, as well as liabilities owed on mortgages, other loans, and adjusted those values for inflation. So these are, these are like statistics. And this is an article from Reuters. I'll give you the name again. The title of it is US wealth inequality grew worse through the current recovery, the New York Fed study shows. But here's more statistics because we have to understand, we have to have a clear cut understanding of what's happening here. The results show the net worth of white families as of the third quarter of last year was 28% higher than it was at the start of 2019. That of Hispanic households was 20% higher and that of black families about 1.5% lower than it was before the pandemic. You guys, if you've ever been to any of my teachings, any of my educations, you understand my theory on why this is. Okay, you understand my theory on why this is. Everybody just put it in the chat. Why have Hispanic families grown 20% and so they're minorities. Why have other minority ethnic groups grown 20% higher and recovered since the pandemic, but black African American households are 1.5% lower? Everybody just put the, just put the one word in the chat. Whatever medium you're on, just put the one word in the chat. The answer, right? Correct. The answer. The answer is one word. It's just one word. The answer is family. That's the answer. The answer is family. The Hispanic family, the values and the culture, it's way stronger than the black community. It's way stronger than the black household. They're fighting the same fight, the same battle that we're all fighting. They got hit with COVID and They recovered. We got hit with COVID and we still have not recovered. We've gotten lower. White households, white families have recovered and bounced up 28% higher. So they're only 8% behind. Hispanics are only 8% behind white households in this study. Here's the reason. Familia, it's one of the number one core values amongst the Hispanic community, amongst the black households. And when I say familia, I mean their husband and wives, right? What they're doing, they're combining their household income. The husband works, they're adding that money into the pot. The wife works, they're adding that money into the pot. They even have extended family members in the same household that are contributing to the growth of their net worth. The African American community. Tell me how many people are in the household and let's be real, on a large average, how many people, how many income producing adults are in the African American household? Everybody just put it in a chat. Let's be honest, let's respond, let's respond responsibly. The answer to that, right? It's one. That's just a fact. It's just one household. It's just one family member in the whole household. We know, we know. So white families are grow, have grown 28%. The Hispanics by the same core values of being together families, two incomes, they grew 20% higher from the recovery of the pandemic. The African American with one household has decreased and has not yet recovered. They've not been made whole, we have not been made whole. We have not broke even from 2019. We're still recovering because we're doing it as one. We're doing it as one family. We're doing it as one person, one head of household. Y' all know this is true. Y' all just did y' all taxes and we got one person head of household. We got. That's it. It's just one person in the house. The mothers live in one place, the fathers live in another place, the brothers in another place, the uncle, aunt, everybody's in a separate place trying to do it on their own. And I feel like that's the problem. And that's why my thought process and theory for this year and going forward is going to be for us to connect, grow and cash flow through real estate. I'll give you a little bit more about that going forward. The New York Fed researchers in the blog post released on Wednesday attributed the outcome to the change in the value of financial assets with the comparatively larger holdings of equity by white households. Apparently Driving stronger wealth gains. So they're holding and this goes a lot deeper. Right? So we're one person, one family. Our, our investments is, if we ever get to investments are in long term retirement plays such as stocks, bonds, mutual funds. We're not heavy in the real estate game. We're not having an ownership game. Other ethnic groups, they're doubling what they're investing, that they have a way more diverse portfolio. So a lot is in equities, which are cash, I would say more liquid, liquid investments as opposed to stocks and 401ks and things like that. They're making better investments, they're making bigger investments and they're making way more investments in real estate than we are. And they are doing it double and triple. Sometimes we are doing it one by one. Just one person. So I'll tell you the theory and I'll tell you guys the concept. The concept is we got issues with our family members, which I'm cool with because I got issues with my family members too. But we have to understand the difference between family members and relatives. Okay. We are, I'm the founder of the Land bank team and I consider those my family members. Right. Relatives and family members are different. Relatives are people that are related to you through blood. Family members are those in which you decide to give the title as family members, as your family. So the concept is where we can close the wealth gap. It's not to go repair the relationship with the family member you haven't spoke to for 30 years. I don't think that's a viable solution at the very onset. Those will repair naturally as we start to grow and start to heal from some of the generational wounds that we've had over time. In short, what we can do is connect with each other, right? Lock arms as family and buy properties together and increase our net worth through Land bank properties and through auctions as well. Through Land bank auctions and properties as well. I'll give you guys a brief description of why Land bank properties are so cheap. And what Land bank property, what land Banks actually are. They're public entities that are solely focused on converting problem properties into productive use. There's 250 land banks spread out across the United States. And the thing that I like about Land bank properties is that when you buy them, they come with a clear title, they're debt free. There are no liens and delinquencies. The benefit to the city. So they sell them to us as investors. And the benefit to the city is that when you get these properties, they Go back on the tax roll. So we have to pay taxes on them. We, if we buying houses, we have to renovate those. We have to agree to renovate those houses if we buy and land for the most part, which a lot of you guys don't know and as a developer, I'm happy to teach you guys how to buy land and develop and that's why I share those auctions so freely, is because we have to get into the land space and we have to get into the land bank house space. What it's going to do is start to bring the family the unity back together. The cousin we don't speak to, if he starts to buy properties and things start to get better for their life, it does trickle down. It has this, this generational effect where as a family and a community we will all start to grow and it could start to bring the family back together. In the short, we're going to do it with each other. We're going to do the connection together with each other. Family members don't listen to your mouth. They follow your feet. So if you start doing it and you start gifting land to your, during graduations are coming up. If you start gifting your nieces, your nephews, your sons, your daughters an acre of land, two acres of land, it's going to spread from generational, it's going to spread throughout the, throughout the community, throughout the family. And then the family eventually will start to come together through the powers that we have amongst each other through connectivity. All right, so we already discussed this part, right? The housing market, if we tried to do it on our own, right? So we now know that we have been trying to do it on our own. The houses are just not affordable. The New York Times put out an article saying we don't know when housing, housing will be affordable again for the average American individual with the average household. Okay? We know the problem that we have and we now know why it exists. So two reasons. One, other communities make more money than us. They just put their money together, they put their income together and they just do way better than us for the simple fact that. Right? And it's very simple. There's two incomes. We can't work two full time jobs, there's no way, right. Quality of life will go down, which spreads and has its negative impact across many, many other areas. When we're working two jobs, what we can do is connect with each other. We can buy properties together in specific areas. We can create our own appreciation which will increase the value and net worth of African Americans, if we do this right. Right. Land bank team members are buying properties together in Detroit, Michigan, Sharp County, Arkansas, Cherokee Village, Arkansas, Birmingham, Alabama, Saginaw, Michigan, Monroe county in Pennsylvania, Wayne county in Pennsylvania. We are connecting and buying these properties and increasing our net worth by astronomical numbers. Okay, I may open up an opportunity on May 17th to where we already have 200 African American or 200 people. I would say 200 family members. I'd like to call them connected. And we're going to buy properties in a specific county on, on May 17. I may open that up. I don't know for sure, but I just gave you guys an auction. I'll give you a little bit more information on where you can do it together as well. So the issue stems back from corporations. Corporations know they need real estate. They know real estate as part of the portfolio is the fastest way to wealth in America. They could buy everything else. But if you don't have real estate, the money just goes to spending on real estate. You have to pay rent. So corporate America, right? If, if you're in a metropolitan city, you know, the prices of rent just continue to increase. So in New York, on Wall street, the rents have to be paid, which are astronomical. Rent anywhere in New York City, the rents are astronomically high. So they understand the value in owning real estate. So what corporations have done is they started to buy real estate, but they, they didn't do it in a way where they bought a bunch of commercial real estate. They did it in the most profitable asset class of real estate that we know today. They bought up all the single family residential homes, which would of course lock us out. So if we don't bind together and we don't start to buy these properties or build these properties, we're actually going to be locked out of the market. Now, what does that mean? You can work 10 years for a company, by the time you start to make six figures, you know what's going to happen? It's not going to be worth anything because the cost of living is going to be so high due to rent that you're not going to be able to afford to live anywhere anyway because we don't own anything. So I'm going to present to you guys an opportunity to buy another property, to buy properties, own real estate, and we will increase our net worth through these small actions of purchasing land and purchasing land, bank houses. Then what we just need to do is understand how to develop them, how to renovate them, how to rent them out. We will also teach, and I also teach Shared living, which is an avenue of hyper monetizing. When I say hyper monetizing, I'm talking about government programs that will allow you to rent your homes to individuals from battered women's shelters, individuals that have disabilities, developmental disabilities, if they needed a place to stay, released veterans and things like that. Those programs, they pay upwards in the area of one to $2,000 per bed or per room. So if you had a three bedroom house, we're looking somewhere about 45 to $6,000. Now just imagine what $4,500 would do to the African American community if every, if every individual increased their net worth $4,500 per month. A lot of you might quit your job. All right, so here's what we have right now. So right now we have what we call an auction alert. All right, Free Education Friday. I want to just introduce you guys to as many auctions as possible. This is an auction that I'm actually going to go to and I'll bring Land bank team members with me. All right. This is the Henderson county auction in North Carolina. I could give auctions in the north, the south, the east and the west because there's so many, like there's an abundance of information. There's a reason that other ethnic groups are able to grow by 28% in two years. Hispanics have grown. And congratulations to my Hispanic community. I love you, applaud you, admire and appreciate you for the work that you've done inside your own community and your ethnic group for growing in the way that you've done. That word family is extremely important. The love that you guys have for each other, the connectivity, it's amazing. It's on pace to outgrow any other ethnic group because you guys understand the core values of family and sticking together. You guys understand the value of being connected and staying connected at a very early age. I'm not telling us who to date, I'm not telling us who to marry. I'm just telling us who we should mimic through connectivity. Got to take notes. So let's get to this auction alert. All right, let's get to this auction alert. Everybody just put up like a alert sign. Auction alert. Right now it's going down. So the jurisdiction and this is how I'm going to give you guys auction information every, every Free Education Friday. So make sure you comment the word Friday. Make sure you subscribe to the Land bank show so you can see these episodes every single week. All right, so the jurisdiction, Henderson County, North Carolina. The sale date, 5:1, which is May 1 the start time is 10am the bid award date. You're gonna get the, you're gonna win the bid the same day so you'll know that you won the property the same day. You get your deed within 10 days and it's debt free and free up encumbrances as well. The sale address. If anyone wants to come with me to this auction, I'll give you guys an opportunity to come with me as a connected member of the Land bank team. If you do not, that's fine, I understand. I just love to see us win and get properties. But, but again we are so much stronger connected than we are separate. And the numbers just show it over and over and over again. It also shows if we don't connect that it actually gets worse. The numbers are actually going to get worse. If we don't connect, we're going to get left out. We know the answer, we know how. We're looking at the Hispanic community grow by leaps and bounds past us. So we understand this through connect, connecting. It's through doing it together. We could do it together or we could continue to do it separately. The numbers are just gonna, they're just gonna continue to grow. We're either going to continue to grow downwards or we're going to continue or we're going to grow up. Right? That's just what it is. Those are just like the facts. Okay, so guys, I'll do it. I'll start all over. We'll start, everybody will go. Auction alert. Right? Just, just write it down. Auction alert. 5124. The jurisdiction is the Henry County Sale Land bank sale in North Carolina. The sale is going to be 5 1, 20, 24 at 10am it's going to be held on at the courthouse. 200 North Grove Street. Courtroom 3. 200 North Grove Street. Courthouse 3 in Henderson. It's at the Henderson County Courthouse. All right, I will give you guys the phone number I will give you guys the phone number so that you can call and get further information. Okay, the phone number is 828-697-5595. That's 828-6975595. Okay, so that's the auction. That's the information. I always talk about African Americans in the land that we used to own when we didn't have the opportunity or we didn't have the, we didn't have the resources to break up. That's just what like in the period following the Civil War, we had no, no opportunity to be separate when we were first freed. And we were able to buy land because we knew land was the way to freedom. Owning the land was the way to actual freedom because you didn't have to pay anybody anything as long as you own land. We actually own 19 million acres of land. Right. Black landowners purchased every available and affordable plot of land that they could like. These are just the stats. What has happened though, since then is that ownership, black ownership, has dropped from 14%. We used to own 14%. Now we're down to 1.3% across the nation. And these are just the statistics. We only own 1.3% of this country, whereas we used to own way more. We used to own, as black landowners, 14%. And I say this all the time, right? There's an obstacle in front of us, but the obstacle that's in front of us actually is the way for us to grow. So, yes, they put an obstacle in front of us. And I don't know how many of you heard, but they made a lot of changes. Realtors can no longer. It's coming soon. Realtors, the way that they get paid commission will be adjusted. That's discouraging Realtors from working in the real estate field and selling the single family homes because they know they're going to have a huge change in their commission. It discourages African American Realtors for them to be able to sell real estate to African Americans in the community. It encourages. Because now corporate America don't need commission to buy the properties. They already see the vision. They understand they need to buy them. Right? It encourages them to buy because now they can just go in direct to owner. They can buy, but they can make offers and they can just buy properties. It's happening now. It's happening at an alarming rate to where Congress actually had to step in. However, and I always say this real estate is going to be the new power. It's not going to be money. It's going to be your net worth is going to be how much real estate you own and. And how much are you charging for the real estate you own? That's going to be the metric of power in this country. You can look at Warren Buffett, you can look at Jeff Bezos. Those guys are buying farms, farmlands, Those are income producing land. That's income producing property. That's the power. That's where it's going. It's not going to cash producing assets. Right? Because all cash producing assets are going to produce is cash. You can't do much with cash if you don't own any property. You have to own property. So we have to understand that this real estate battle is in our way, but we have to understand that it, it, it is the way to go. Here's a final thought on this. The properties that are available for purchase through Land Banks are in our own communities. We're not afraid to live in our own communities because we are already in our own communities. What's extremely important is that we understand the importance of buying the properties that we have available to us that are affordable in our own communities. So the auctions that we're going to, the places that Land Banks are, are in the communities that need the redevelopment most. But more importantly, we need the redevelopment most. We need to buy the most properties. We need to buy everything that's affordable and everything that's available within our budget and we'll see our net worth continue to grow. Okay, so here's another stat that just shows 92. It's going to take 92 years for African Americans to close the wealth gap just 8%. It's going to take Hispanics just 52 years for them to close the wealth gap completely. Reason being, they stick together. They believe in the family values, the morals, and just the whole honoring of the family system. But what I want to do today for you guys is I want to offer you the opportunity for us not to become relatives today, but for us to become family today. Okay? I've done it on several occasions and I've increased family's net value, individuals, net value, net income, net worth, property values by millions of dollars already. For those of you that are watching this on, I'll say different mediums here, pictures of an event that we've done called Deed Day, where everybody in the picture flew into Birmingham, Alabama to see their properties and they're actually holding deeds in their hand of their properties. There's another picture of me with, I'm gonna say a bunch of my family members, my extended Land bank team, where we gathered together for an annual meeting in the summertime and, and we, we walk through an award ceremony where there's one individual who we applauded back then. We thought this was great that she got six properties in six months of joining. The reality of it is today those that are locking arms and becoming family members with the Land bank team are buying 10 properties in six months. They are increasing their net worth, their value, right by leaps and bounds through the acquiring of real estate. I told you guys I'd make an offer to you to kind of lock arms with us as family. There's a picture of A chartered Bus to where? May 17, we're actually chartering a bus to go to a lake town in Pennsylvania where they have a strong need for redevelopment. But there's a stronger opportunity for us to own these properties. This one particular auction that we're going to right now, we have 200 people registered. I want to extend the opportunity to opportunity for those that comment the word member today, right. That comment the word member, lock arms with us. And we have properties there that we've identified that are worth $30,000. And the asking price, the starting bid price for those properties are only $492. So when it's time, use those metrics. What real estate do you own? What real estate are you passing down? What real estate is in your portfolio that's going to allow you to leave your 9 to 5 that could allow you to replace your income. A lot of these properties can be rented out, they can be built on. And we teach also. We're going to be teaching how to develop these properties, how to put mobile homes, tiny homes and modular homes on these properties. And I think what's happening here is we're starting to see a change. When we come together and lock arms as family members on the Land bank team. The solution, it has to be, there's only one solution, there's only one difference. There's only one difference between our community and the Hispanic community, other ethnic group backgrounds. And I'm only gonna just use the Hispanic community is because they've been an exemplary example of how to close the wealth gap. And they're doing it through locking arms with individuals. They do it in a, in a relative. They're very close and tight with their relatives. We need to do it with each other and call each other family members. So here's what I'm going to offer, right? We have a system in place. Clearly where I've impacted over over 2000 families together so far, year to date. I'm sorry, not year to date. Since inception of our Land Bank Team program, we have to have a system in place that's going to help acquire land and houses as soon as possible. The reason I gave those auctions, the reason I gave the auctions for the 10th and the 1st is because they're right around the corner. We can make the change like that. So what I'm doing is I'm opening my mentorship, right? It was actually closed during the five day challenges that I've done in the past. Is actually closed because I wanted to really focus and get to a thousand families impacted within the first month of the year. So I'm opening my mentorship and it includes two dates to go to auctions to buy properties in person and online. I've already helped over 2,000 families do it. I so May 17th we're actually going to go to the auction together, right? We have our buy the block shirts already. May 17th we're actually going to go to the auction together. And it's the same auction that we're going to. It's organized by township. We're going to buy properties together that start at 4 or $500. There's no property on this list that's over $1,100. The values of the properties are all $14,000 and up and it kind of caps off about 25, $26,000. But this is not about so much about the value. The value on paper is going to increase our net worth but what the real value is that we actually are going to close the wealth gap. We're going to start ownership, we're starting another community in this particular township and and we are going to increase our net worth and our future income gain potential on this one particular auction that we're doing May 17th. So I would encourage you guys to join the Land bank team. We have financing available. If you needed help getting on the team, there's a fee. Today it's normally $3,500, $10,000 $25,000. Today we're offering just a one time offer of $3,000 to join if your credit is bad like we're expecting that. So we have credit repair specialists who are the best in the business here to help funding. We also have funding specialists in place that are here to help. In the past I've extended credit repair and funding for free. We cannot do that because we have such a large family and Land Bank Team members. So I offer the opportunity, I would ask you to comment the word member to join the Land bank team. In addition, if you needed help joining the Land bank team, we have three funding specialists available, three credit specialists that are available that will help you. The only thing you're going to need to do is text this number and guys, please repeat this number as you repeat this number or write it down in the chat, write it down on whatever medium, YouTube, Instagram, whatever you're following along. Write this number down so that you can get your get help joining the Land bank team. I am now only extending opportunities for those to join. Whereas in the past I just helped people with funding for free and I just gave banks and all My bank contacts this opportunity and this number I'm going to give you is only for individuals that want to join the Land bank team. That's all we're looking to help because we have to lock arms, we have to connect, we have to grow, we have to cash flow. There's no other way that we can get this thing done. So that number is going to be 914-615-5534. Text the word connect to that number 914-615-5534. We will help get you on the Land bank team. It's going to include everything that you need in order to grow in order to cash flow your business as well as connect with like minded individuals and family members. Okay, here's another picture of me with at least 30 people, 30 land bank team members that own property and it's just a proud day. It's a proud feeling where you're able to be around individuals that you know, you like, you trust and you own property in the same vicinity, the same block, the same area. It's just this unbelievable feeling. So guys, we're looking to wrap up this session of free education Friday. Comment the word member if you want to join the Land bank team and if you need some help financially joining the Land bank team, text the word connect to 914-615-5534. Now let's, let's open up to any questions that anybody have any questions that I, I needed to be able to help with. Let's, let's put your questions in the chat and let's get to them. I see we have someone wants to speak with me directly and join. Just, just connect the number. Thank you. Candice Smith. I see we got one or two, we got a lot of people with houses here. Thank you. Thank you. Thank you. Are there any questions? Does anyone have any questions? I'm going to actually share the handout with those that are on YouTube and those that are following and those that are commented Friday to be to join in on the Land bank show. I've shared the handout for you guys right there. Now let's get to the questions. Does anybody have any more questions pertaining to coming to an auction, pricing and things like that? Are there options in Vegas? Yes, absolutely. Yes, yes, auction. So for those Asset auction alert. I love it. That tells me that I'm giving you guys information that you're actually paying attention to, which I appreciate. We have to understand, right? We have to understand we have to know where someone's trying to help. We have to Identify where people are legitimately looking out for us and have our best interest. So for those I would just say comment the word member that are ready to join. For others, just simply if you need money, if you need financial help to join, we're not just helping individuals to go buy properties on their own. We're really interested in helping individuals that want to lock arms and become family with a group like ours, the Land bank team, and to actually buy properties. So for that, we got what we can take. We can take. Hey, Flying Go, we can take one more question. Oh, thank you, Ebony, for that. Shannon Stevens, are there auctions in Maryland? Absolutely, absolutely. Does membership include a list of auctions? Absolutely. Of course I'm going to give members. Members have the actual resource. You'll get the Land bank map and the tax services map where you guys will see across the county, all the auctions across the county so that you can go. However, I don't share the information for you guys to go individually. I share the information because I want us to buy collectively. I want us to buy together. There's so much power in family. And when we go back to the numbers, when we go back to the data, you guys can start to realize the power. The power, it's not in your wage. The power is not in how much you make an hour. There's no power in that because to be quite honest and frank with you guys, the first just passed and all these people with these high paying jobs actually paid me rent. So you can make as much money as you want individually. Doesn't matter, you gotta pay, you still have to pay me rent if I decided to raise the rent. Whether you got a raise or not, you gotta pay me more money. The power is in the family. The power is in the community. The power is in us connecting again. Remember, the mantra for this year is to connect first. It's not to grow in cash flow. It's not to grow in cash flow, it's to connect first. So, Rashida, thank you for commenting that I'm gonna say on Instagram, just shoot me a DM and comment the word member. That way it'll go to any one of the members on our team. They'll get you on and we can start to go to these auctions together. So thank you for joining. I appreciate you joining and hopefully those got those got all the information. But here someone said, are family members prohibited from bidding against each other? The answer to that is, of course, family members are prohibited from bidding against each other. The auction that we're going to go to is May 17th. And it's organized in a way where family members are buying properties right next to each other, sorted by parcel number, which is like the Social Security of the actual land that's been subdivided. So sorted by parcel number, you put your name next to the parcel of land that you want to buy. And all the other family members see, hey, Rashid is buying that property. We're not going to bid on it. It's already taken off because her name is on it. It's earmarked for her. Then we go to the next line and the next person can take that property if they want to. You can do your research and actually go to different townships within the county. Some are buying houses by the lake, some are buying land by the lake to develop. It's a lake town. There's two lake towns in the, in the, in the county. So individuals are buying property all throughout the county and the subdivision and the townships that they have in that particular county. And absolutely not. You cannot bid against each other. It's prohibited. Under the connect, grow and cash flow concept. You're not allowed to bid against each other. It's just not allowed. It doesn't even happen and it doesn't come up in that manner because we're family. There's enough. There's 615 properties at this one particular auction on May 17th and we only have 200 accounted for. So we can hold an additional 300 people if you guys were interested in going. For those of you that have commented the word member, thank you. I would say back it up. If you are on free education Friday on the webinar, simply send me a DM and simply send me a DM and out and of the word member. And what I'll do is I'll get you guys on a phone call with someone of the team or if I can, I'll contact you myself and get you enrolled on the land bank team. It's really nothing challenging. It's easy to do. We have funding, we have financing, we have the auction information. Me, myself, I believe I introduced this at the beginning. I own over 400 deeds of land debt free. I just purchase them and then over 34 doors of houses in which I collect rent. From a generational wealth perspective, a lot of the money that that gets generated and collected goes to my, my children. Because I live in downtown Brooklyn. My property is paid for so I don't have any mortgage. But I want them to start to build their own accounts and nest eggs so that when it's time for them to buy, they don't have to live really far from me. They can afford to live in downtown Brooklyn and brownstones like myself. That's all we know. All right, auction alert is over. You guys have the auctions already. Is there any more questions? We got time for one more question. What is the address info for May 17? La Victoria? Just comment the word member and we'll get you in. We'll get you all the information. We are not inviting non Land Bank Team members. We are not inviting non challenge participants. So if you're not on the team, if you're not family, we're not inviting you. You have to join a family to be invited. And we almost. We almost. We'll give you some additional free information for you to go. But that's not the concept. We don't win like that. You being the only person, the only minority in an area that owns a property, they sometimes give really hard time to help you along the way through developing and cash flow in those properties. But when we do it together, it's very much different. It's very much different. It's very different. So my recommendation to you all is to simply comment the word member and join the Land bank team. We'll do it. We'll continue to bond and connect as family, and we'll go increase our net worth by leaps and bounds. Definitely on May 17, on May 10 and May 14, those are the auctions that we have. All right, so until next week, guys, make sure you, like, subscribe this on YouTube. Make sure you subscribe to Free Education Friday through one of the webinars. Whenever you register for a webinar, Free Education Friday, always put continue to register for future events. That way, you just get them in your mail every single week. And for those of you that are on Instagram, I want y' all off of Instagram. I want y' all in here. Because I gotta share the handouts, I gotta share the files. I want to share the articles so you can read and start to understand what's actually being reported. A lot's being reported. We're just not paying attention to it. All right, so good. Top of the hour, guys. Thank you so much for attending this episode of Free Education. Free Fridays. It's my favorite day. It's my favorite episode and part of the Land bank show. And until next week, I will see you then. I'll see you at the auction. And make sure you either dial that text that number so I could help you with your funding and your financing, or join the Land bank team. And we have individuals like Tamara that will help you out happily help you out with everything that you need.