Charles NoonanPresident, Landbank University · Real Estate Developer & Instructor

Unlock High Credit Limits & Crush Credit Utilization: Secrets Revealed! #shorts

4 Nov 2025 · 1 min

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0:38

Short instructional video (YouTube #shorts) advising how to obtain high credit card limits and manage credit utilization. The speaker explains a requirement that two primary credit cards’ combined credit limits must total $15,000 and emphasizes keeping credit utilization at or below a stated percentage (exact percentage not provided in this chunk).

Chapters

Now, the requirements for the credit cards. This is where you want to get the big money. You don't want the little peanuts, right? You don't want those little 500, 5,000, whatever. You want big money. Two of those credit cards that are primaries, they have to equal the limits of $15,000. So one of them could be a ten thousand dollar card and the other one a five. Or you can have two, seven, five hundred. But long as the two of them equal $15,000 in limits. Now, with those $15,000 limits, remember, does anyone remember what I say? The utilization number has to be percentage. Exactly. Or lower. Right? Okay. That's the sweet spot. Okay.