In this informal, motivational monologue, the speaker outlines a personal finance philosophy centered on three primary investment pillars: health, business, and knowledge. He argues that health is the foundational asset—spending on clean food, supplements, therapy, massage, and equipment is essential because without health, financial freedom is meaningless. The second pillar is investing money into business ventures, such as a clothing brand and a YouTube channel, to generate income, build assets, and ultimately achieve freedom and a legacy. He critiques the traditional 9‑to‑5 grind, describing it as time‑draining and a barrier to personal projects, and urges listeners to reduce work hours and redirect earnings away from consumption toward productive assets. The third pillar is knowledge acquisition through books, emphasizing buying used copies to save money while gaining valuable information. Throughout, he stresses frugality, prioritizing investments that elevate one’s next level, and encourages viewers to comment, share, and subscribe.
Chapters
Okay, so what I invest my money in. First of all, I try to invest my money in health first, always health, because health is basically the foundation. If you're not healthy, you cannot enjoy anything. I don't care if you're financially free, but if you're not healthy, if you're not, you know, trying to— you can't even use your body properly, then I How can you enjoy all those things? How can you enjoy life if you're, you know, if you're not healthy? So I just try to invest my money in food such as— or so I don't got supplements right now, but I'm looking into it. But you know, if it's sea moss, I'm gonna get it. If I need a juicer, I'm gonna get it. But you know, I try to eat as clean as possible. I don't care if it costs a little bit more, I'm still gonna buy it because It's the foundation, like, and that doesn't mean I've spent too much money on food. It just means like I try to be wise with food and spend my money on health first, always health. Like, it can be for you, it can be you going to the therapist, it can be for you getting a massage and everything. So I always try to spend your money on health, okay? Try to fix you so you can enjoy the things you invested in after, okay? So the second thing will be business. I mean, that's pretty much where all my money goes, to be honest, because I don't pay for food, but my money goes into business, okay? 'Cause I want, one of my thing, one of the thing I want the most is freedom, and I wanna be able to kind of leave a legacy and everything. If I got $500, I don't care. That money goes into business. Why? Because it's gonna make me more money. Or if I lose money, then that's cool. I can get it back. Like, I don't got a job right now, but I'm gonna get one soon. But, you know, if I got a business, if you got a business, well, you gotta spend that money in that business because you want freedom. That's the end goal. I don't care. I bought a camera last month. I bought a camera for doing YouTube videos. I haven't used it yet, but I'm working on a clothing brand right now and pretty much I'll say like 90% of the money goes into the clothing brand. So I'll buy the shirts, I'll do everything, the marketing, everything, and then I'll resell it. It's gonna make me profit. And then I can go big, bigger, bigger, bigger. Like if you start, you can start any business with barely any money. So trying to invest your money into business so it can expand and so it can grow, it's an asset basically. So, you know, health and business is the two most, I think it's the two most important thing. Maybe you see business as something like, oh no, I don't wanna do business. That's for people that only want money and everything. But nah, bro. You know why people do business is so they can have freedom there. They are so tired of working 9 to 5. They're so tired of, you know, just because when you work in a 9 to 5, bro, I'm gonna be honest, I barely worked like a month and then a week and then another week. So what happened, bro, I swear, bro, my day was, my days were so bad. Like I barely worked like 5 to 6 hours a day, but for like 5 times a week. But bro, it felt like I didn't— every time I had a day of work, I felt like, uh, I just lost this day. And I was always waiting for the day where I didn't have work so I could fully enjoy that day. So what I— well, my day was literally me waking up at like 5, working out, and then going outside, reading, and then going to the job, and then just eating and barely doing anything, and then going to sleep, and then repeat. Bro, that's so, I didn't even work on any side project or anything. Like, try to reduce your hours, bro, and try to work on a project that will like, invest your money in business. Try to not spend that money on consuming. Because at the end of the day, I understand why people wanna consume, okay? They wanna consume because, you know, when you work, like all day and for hours and you just basically slave your ass off for other people. Like, to be honest, bro, I understand why you spend your money on clothes and stuff like this or things to make you feel better because I swear, like, it's just, it's just like, it's not, it's not, it's not cool to just get your freedom killed away. It's like There's so many downsides of having a job and working too much. So I don't understand why people consume a lot. So try to work less and you're gonna spend less. You're gonna spend less on the flashy things, the things you want. Because you're gonna feel better, you're not gonna wanna have those things as much. Maybe you wanna still flex with your clothes and everything, but that's gonna be, it's not your main priority for now. You're gonna fix that after. So try to work less, bro, because working a job, like, well, to be honest, me, it's one of my motivation, it's this and school kind of, like, I don't want to spend my time on this. Like, I don't want to, I don't want to spend all my, like, time is the only currency, to be honest, bro. People work, work to get their freedom. So, bro, always try to invest in things that will make you go to the next level, basically. If it's your knowledge, if it's your health, if it's your business, anything. So, you know, what I— another thing I invest my money in is books. You know, books, just books. I buy a lot of books and I try always to buy them used. So because who cares about a new book or something? Like, I don't buy the book for the COVID or anything, but I buy the book for the knowledge. So, you know, I always order books. I try to read I don't know, I try to read like 20 to 30 pages a day depending on how the book is and how the pages are. But always try to buy used books if you can. Go on Amazon and go under and it will say buy used and check if the price is lower and everything than the new version. And try to buy a used and you might save like 50%. Literally, you're gonna save 50%. I got some books that costed like $20 and I bought them for like 10. I swear, just try to buy them used and everything. So that's it for the video. Hope y'all like, comment, share, subscribe, and like.