What's Obstructing Your View? | Date Your Wife | EP 098
19 Nov 2019 · 27 min
Garrett J. White and his wife Danielle discuss how money conversations in marriage often get blocked by the same distractions that clutter a room. They walk through four financial stages, share how Garrett invested over $1M in tax strategy to protect family savings, and explain why regular money check-ins matter more than most couples think.
Questions this episode answers
EP 098
November 19, 2019
$1,400
Over $1,000,000
Chapters
Hey, everybody, it's your boy, Garrett J. White, the founder of Wake Up, Warrior and the author of the book Warrior book, found@warriorbook.com. this is not the Daily Fuel podcast. This is the date your wife podcast. I'm sitting here with my wife. This is like a restart, like, two, three times in a row now because she doesn't want to talk about the plants that are sitting right in front of us, blocking our view as we sit on our amazing couch looking out of the ocean. But I can't see the ocean because I got all these plants in the way that should have been trimmed a long time ago. So I'm gonna come to you again, and, no, that's not our topic. We're going to talk about these plants for a second. Do you agree with me?
I think that where Garrett's going with this is how many things in your life are obstructing your view.
Oh, finally, she sees the relevance, ladies.
And gentlemen, that you one day are like, what the hell? Why don't I just take care of this? Is it really that big of a deal? So, Garrett, tell me, in your life.
Oh, you're asking me questions.
Tell me in your life, what is it that, like, is subtly in the background that one day you're like, why? Why is this in the way?
Well, it starts first with looking at these plants, because I cut these plants down with my scissors and a knife. Like, I'm not even kidding. I'm literally. I'm gonna hand the phone back, Danielle, in a minute, I'm gonna grab a knife, and I'm gonna cut a hole so that I can see straight through from where I'm sitting on the couch to the ocean? Because these plants. Why would you have plants in the way and block your ocean view? It's the stupidest idea ever. Cutting them down. Now, where else have things obstructed my view? Well, everywhere, every single day. This is why there's, like, too busy.
To see what's going on.
She asked, do I get too busy to see what's going on?
Because sometimes I'll ask you questions about, like, details in the business or, like, pretty much in the business, and you'll fire back and get all feisty with me and triggered, and I feel like you don't really know the answer. Like, do you have the details?
The question is not whether I have the details. I have access to the details at any given time. Yes. This is like Henry Ford. So Henry Ford, like, was, like, famous.
No. You get mad at me for not. You can't get mad at your spouse or significant other for something that, like, you're not willing to do or you're not good yourself. So Garrett's, like, constantly, like, I'll ask him a question, and he gets so triggered. And I know it's an example. Okay, I'll ask you anything with the bills or money or financial planning, and then you'll just give me some spout of how I'm, like, how I'm not grateful, and I don't know how to approach you without sounding like I'm attacking.
The topic is you want us to save more money.
Yeah. Well, I just, like, look at the amount of money that supposedly our businesses are coming in, and I. We live, like, an amazing lifestyle, and we put some money away for life insurance, but I'm like, I feel like we should be able to put away more. And I think, for me, like, how I've seen throughout our whole marriage operate, that's why even I was like, hey, we're gonna move into this house. And you were, like, freaking out. And I'm like, thus far, you've proven to make, like, wherever I push you or us to go. Like, you make. You make it work. So, like, for me, I'm constantly pushing to have more because I know you're in charge of creating, like, whatever you want with life and business. And although I work and have my own business, I would say Garrett. Garrett pays for more. I would say you pay, like, all the bills, and I pay for, like, the trips and some of the lifestyle. But even there, it's like, we don't, like, divvy it up. It's just kind of like Garrett's businesses make more than mine do, and so he primarily pays most of the bills. So I feel like wherever we've lived, it's always kind of been like, oh, I don't know. Like, you've always fought me on it. But then we get there, and we comfortably. It's not even, like, it's a struggle. So then now I'm kind of at this place where I'm, like, cool. I feel like we have this amazing house, we have amazing cars, we have an amazing lifestyle. But I'm, like, feeling like, hey, if we're. If our businesses are bringing in this much, like, do we need to be spending this? I'm all about investing in business, but it's like, there's times where I'm like, whoa, 30 grand here, 40 grand here, 50 grand here. And I'm like, do. Like, can we put maybe that 30 or 40 grand a month over here. And not just in life insurance. Like, can we put it over here to save? Like, is there anything wrong with saving? Like, I just feel like with the amount of income where that's coming in, we should be able to not just live an amazing lifestyle. Does that make sense?
So you know that we save more money than we've ever saved in our whole lives.
I don't care.
I know. And what you're saying, that's not even the past. It's, like, present. And inside of that, you're also requesting. All you were requesting was you were saying, I want to save more money.
Like, you'll reinvest in your businesses, and you'll. You'll, like, invest a ton of crazy amount in, like, marketing. And I'm not saying that that's not good, but I'm just saying if. If we're willing to put all that back into our businesses, can we put back into some of, like, some. Some family security?
Do you act like we haven't?
No. I know you. You come back with the same argument of, like, we have life insurance.
No. You don't even know what that is, though.
Okay, well, all I'm saying is, like, if I look at, like, what we are just generalizing what we are, what we need to live off of for a year, and that includes life insurance. Based on what we're bringing in with both of our businesses, I'm like, we should be putting more away or we should be. I don't know. Not, like, I don't even know how.
Much we have saved.
No. Life insurance. Life insurance.
You keep saying life insurance.
That's the only thing we have.
I don't even know what that means.
What do you mean, I don't know what that means? I know exactly what that means. Life insurance. It's like you die and you cash in on a policy, or if you want to cash out. Like, if you have, say, like, $4 million in life insurance, you can cash out depending on, like, your terms and conditions of the policy that you have. Do you know? Tell me. Please tell me. Please tell me, Mr. Detailed.
Okay, let me tell you. All right, she just pushed herself into a corner. I'm about to give her a jab, jab and a hook. I'm excited to give her an uppercut.
Excited for you to give me the details.
All right, so here's the deal. Listen. My wife has pushed for our life to rise over and over and over again. We've been together for, like, 18 years, 16 years, married this summer. We got a baby on the way, you might be listening to this podcast. We might ever have a baby in our hands, and it might even be in the new Snookie. Is that what it's called?
It's like a crib. You can't hold them in this in the.
Tell them what the snookie is.
I don't know what it is.
And then I'll come back to my point on insurance. Give him the snuggie.
I don't know. There was this, like, bougie, like, crib thing that somebody told me I have to get that. There's so much technology has changed since I had a baby. This one, I guess, like, rocks. It sings it and massages its back while being in a straight jacket and changes. It doesn't do that. I don't know. It's called, like, a snoogie. I don't know. It literally looks like a little baby in a straight jacket. But they showed videos of putting the baby in and zipping the straight jacket in. They were, like, crying, and all of a sudden they're like, oh, my special straight jacket. And they're being rocked back to sleep. So I bought it, and I'm gonna see how it goes.
So the Snuggie was fourteen hundred dollars.
I don't.
It was that much.
It was, like, 900.
It was $1400.
Do you want me to look it up?
I do. Look it up on your phone. My point. My point being is this. I'm not. I'm not. The snoogie was an opportunity. It was an investment in our children. And a lot of what we do has been of us investing. And this is a balance that we deal with constantly. Right.
Do you save money like you. You could have somebody, like, super firm on their commitments and, like, what they're having to say, and you reframe the out of everything to the point where you're like, I think I believe that crazy guy Garrett. He actually might have. Wait. I was really firm in what I was believing. But now warriors wait for life.
There's only there, literally, there's only one other human being on the planet who is equal to my gift in this. Do you know who this is?
That's why we bow.
Do you know who that is, though?
I don't refrain.
You know who it is. It's not you. Who is it?
I don't know.
It's a person with a long beard.
Sam.
Sam Falsafi.
Now, Sam's not like you.
No. Sam is like me, but not like me. He's like himself, but he's his own self and I'm me. Anyways, like, here's the deal. Let me go back to the topic. So here was one of the. One of the challenges you have inside of marriage when it comes to money, which is going to be our topic today, is making money, keeping money. That's challenge two. Challenge one, making it. Challenge two, keeping it. Challenge three, leveraging it. And I should say, I'm going to say there's four. There's four challenges. Let me back it up. Make money, grow money, keep money, leverage money.
That's how, like, pretenders live an amazing lifestyle. And like, real business people actually build a legacy. So you have all these people, especially in Orange county, driving fancy cars, living in fancy houses, buying fancy shit. And I'm like, yeah, I mean, you got to make good money to live here. But, like, what else do you have to show for it? To me, I like, I want to move past that. And so I know we're like, slowly building up, but I'm kind of at the point where I'm like, I feel like I want to push more in business, but there has to be purpose behind that other than just having fancy shit, I guess.
Agree. So we're gonna come back to this game then. So I had, I had not any ability in any of the four up until 17 years ago when I read the book Rich Dad, Poor dad, and I started down the path of realizing that I could make money. So that was stage one, make money. By the way, as we're doing this podcast, are the they gonna be texting us about going to the barbecue? Because I just had a premonition of another mother who's just as paranoid as you are, wondering where her children are and why they're not returned. All right, so. All right. So anyways, we're gonna be back at the podcast. So we have kids over the house today and. Okay, good. We're supposed to be at a barbecue with the kids and we're doing this podcast and kids are all showering upstairs and our children have best friends, are like their same age and they're both sisters and it's Cinco de Mayo and they're all completely hammered, so. All right, so I, I like, as a, as a family, you've got to be able to figure out the make money game. Some couples will spend their whole lives just struggling to make money, like, struggling again. Maybe you're a stay at home mom and you've got a husband who's just not getting it done. Or maybe it's vice versa. You got to stay at home, dad. And you got a struggling wife who's trying to get it done. Like, what? Our dog is retarded? Anyways, like, whatever the case is, you. You literally have a situation in which you're trying to make money. Now, once you solve the make money problem, which we struggled for years with. That was me 17 years ago heading to Hawaii with my wife. I should have been in board shorts, excited to get tanned, run around, and have sex with my wife for an entire week. But guess what I. No, but guess what I did the whole time. I took an entire suitcase with books, and I sat on the beach with an umbrella, covered myself with a towel on my legs and my face, and I read money books and financial books the entire week. Did not have sex. I think even more than once, maybe if I was lucky. And the entire. No, we didn't have kids. We were just married.
Oh, I didn't like you.
I know. We'd only been married, like, two months. Indian. Like, I was obsessed with making money because I'd never made any. So I. I'm gonna come to Danielle live on the scenes here. I'm sitting on the beach with you in Hawaii. This was not. When we had kids. This was, like, literally the first. I had to push our beds together.
Are you obsessed with making money, or are you obsessed with just, like.
No, no, no, hold on. Answer the question. Because when we were in Hawaii, I had gotten into banking. I'd read Rashad. Poor Dad. I'd read a whole bunch of books. I'd gotten into the game of money. I was obsessed 17 years ago to make money. Here we are, we're married. We're in Hawaii in Waikiki with your parents. I'm sitting on the beach with an umbrella and a chair and towels over my leg. I am reading books all day long, and you're being hot, getting your butt.
Cheeks tan, sitting though. Like, I am whether I'm drinking or not drinking. Because we actually were raised Mormon, and we. I didn't drink till, like, later in life, and I am content to just, like, kind of hang out and be. And, like, you are not, like, you have to always be doing so. I mean, that's one of the qualities I liked about you. Like, when we were dating, like, people would give me. I was 18, you were 25. You had a kid. They were like, oh, my God, Danielle, you just moved to college. Like, like, what are you doing? Why are you dating this guy? You could do better. Everybody just, like, kept giving me And I was just like. I don't know, like, there was definitely a spark between us, but I also was like, it doesn't matter what he chooses to do, he'll find success. He's like, borderline crazy and like. But in like a good way. I didn't think of it as like a problem. But then the. But it's funny because the thing that I kind of like, liked about you was ultimately like the thing that I was like, God, stop working. You know what I mean? I like, there's times I'm like, you just need to be here and be present and like, chill out. So it like hard. Cuz it was like, like I liked it and I didn't like it. I was like, turn it on and turn it off. I don't remember what you asked me.
Asked you what your thoughts were about me sitting on the beach in Hawaii studying books while you were laying out with your sisters?
Yeah, no, I. I just felt like. You know what? I didn't care. What I. What bugged me is like, you would start to get like, antsy and almost angry. And I was like, hey, you can go ride some waves or four wheelers or whatever you want to do. I don't. I don't really want to do anything. I just want to relax and tan and. And hang out and so I felt like on vacation, vacations, like beach vacations are always kind of hard for us. Like, we had to find a balance. Like, I feel like you have now you have surfing. So usually when we have a beach vacation, you can go on surf or paddle board or do something on the water to get some of your energy out, and then you can kind of like come back and relax. But even then you're always like, reading and doing something and. And that's fine. I don't have a problem with that. I don't know.
You didn't think anything weird about it?
I told you, everybody always thought you were weird. Everyone was like, oh, my God, Garrett, he's always like. Everyone always told me I was like, crazy for marrying you, crazy for dating you. And they're like, that Garrett, he's just intense. I'm like, I know it's kind of crazy, but I like it. Those, they like, oh, they love you.
That's right. Now they're paying the piper. You didn't bet on the penny stock 17 years ago. You don't get a cash in on the big time now.
Whatever.
My bike is my crazy. My crazy is big time. All right, anyway, so back to my point. On the make money, grow money. So stage one was make money. I figured out how to do that. Stage two was grow money, which was build a company, build teams, build systems. I did that, and then I lost it, and then I had to go back to hustle. So then I went back to make money. Then I went to the game of grow money, which is build team, systems, processes. And then I went to the game of keep money now. Number of years ago, I became passionate about keeping money. Now, my wife is not as passionate about keeping money as she tries to elude that she is.
I shared a story on a. That was actually a big money stylist podcast. And I talked about, like, when. Like, when the industry went down and everybody, like, lost money. And, like, everybody wants to brag about how they made money. And I'm like, everybody made money when it was easy to make money. It's what you did after that period of time that creates greatness. And I kind of went in to touch base, and I was like. I was talking about how, like, you can see things in your life, specifically dealing with, like, your financial situation, where you're like, it's almost like a tsunami's coming, but you're choosing to ignore that tsunami, and you just keep, like, tucking things under the rug. And I was, like, talking about how before, I was like, yeah, it was just the market crash. And then I was like, you know, that's kind of like, in a way, I felt like we were running up cards, and we were like, we just kind of living beyond our means, hoping that things would just pick up. And I think part of it is, yeah, the market, but part of it was, like, because there's a lot of people that came out of that, you know, that stayed in the mortgage industry or whatever. And part of me is, like, I felt like as a wife, even I was ignoring the signs of, like, hey, we shouldn't be spending this. Hey, I should probably, like, do my part, you know? And, like, I can't. I felt like I wanted to, like, trust you, but then I. I knew I was ignoring the signs. And then it was like, if you can't learn from your past mistakes, there's no way to grow past it. So I feel like in the past, when you're like, I had teams and all this, like, I think that's what scares me is, like, when I feel like neither of us are very, like, super detailed. So it's like we're. It's like we had to be more involved and hire people that are super detailed on the Teams. And I think that's where in the back of my mind, I'm always, like, a little bit scared because of what happened before. We didn't have any savings in the past. We were living, like, we were literally that, like, living an amazing lifestyle, and we had a great house. I was, like, 28 years old, and I think I. We just weren't putting things away. And so I get, like, scared because now I feel like it's like, we live this amazing lifestyle, but it's, like, 10 times more abundant. So I'm like, hey, let's not. Let's learn from our mistakes. And, like, I mean, I'd have to think that both of us are a little bit wiser and smarter with the choices that we make. But that's just kind of where I think back to is, like, am I ignoring certain signs? You know, like, should I like things before? I didn't step up and say, like, hey, I don't think this is a good deal, that we're only using our amex every. Every month to pay off bills, you know, and things like that. And so I just. Now I'm trying to not be naggy. Like, not be a naggy wife. And I feel like I have pretty good trust with you now. However, it's like, I feel like I didn't do my part in, like, speaking up and saying, like, hey, I want to be more involved, or, like. And I don't even know how to do that as a wife. You know what I mean? So I. I come at Garrett, I come at you saying, like, hey, let's put this. Let's put some more away. Or, like, I want to be more involved. But then I think you get triggered and you feel like I'm attacking you. So then I don't really know how to approach it. So my idea was. And I told this to Garrett, and I said, hey, so we have this guy named Jeff. Everybody needs a Jeff in their life. And he's kind of like a human robot, which is probably good for Garrett and I. And he does kind of like.
He's our cfo.
He's our cfo. And he doesn't, like, specifically, like, do the numbers, but he's, like, in charge of the numbers. But we have other, like, people. Teams and stuff.
Large accounting.
Yes. So anyways, I was like, you know what? I don't want to sit here and argue with Garrett about this. I don't want to sit here and have it trigger him. It's like, I almost want financial marriage counseling. And I was like, So I reached out to Jeff and I was like, hey, I need a sounding board and I also need to be more involved and I need to know what the fuck's going on. And I was like, so this is a non negotiable thing, but I want to meet with Garrett twice a month and you and discuss our family financials. Because I think as a wife, it's so hard to not be like, hey, I love you, I trust you. But, like, what the going on? And so for me, that was like my peace offering or my solution to, like, being involved, not being ignorant and having a little more say in like, our empire. I guess. Gotta wrap it up.
So the piece that she doesn't actually speak to is what I have done.
I feel like I have done.
You don't hear it in our lifestyle and where we are at. We are 18 months to 24 months with nothing changing in our lifestyle whatsoever. If every single penny of income in my life stopped today.
But what would you like me to say? Like, because there's.
But I'm just saying, like, right now, you haven't even acknowledged that. You haven't even acknowledged what I have done, which is the game of what I have done. I have gone from a place where the only place I would invest money is in the business to I have moved into a place of investing in the family. European vacation last year. Not something I would normally do. I would never spend that kind of fucking money on a vacation. Like, I have shifted my psychology. I'm glad. But on the same terms, like, I have shifted into a game of keep money. I put strategies in play over three years ago, invested over a million dollars just in tax strategy to be able to keep millions of dollars back in our family's bank accounts every single year. I've made massive moves in savings inside of vaults over the last three years.
I was a part of getting us.
To where we are 100%. But I'm just telling you right now, like, there's a bit of paranoia that exists on your side because you would rather edit pictures on Instagram than be involved in the numbers.
That's not true.
That is 100% true. Talk to me about how it's not true.
This is just you getting triggered again. Because oftentimes I'll say, okay, and I'll ask you a specific question. And then you're like, why don't you just go get on your Instagram? Like, I'm always on my Instagram and I know it's just your reaction. Reaction to being triggered and not actually having a clear answer for me. So you can say that all day long. I'm giving no. And then you're always like, give me an example. Give an example right now. Like, at the drop of the hat. So that's. I mean, that's just you reframing things and being triggered. And, like, I know that about you, and that's why I said cool. Not going to circle around this conversation anymore. We need literally, like, a fight. Like, that's like a good word. Like a. A financial. A financial therapist. That's what we need. So off. And stop telling me to get on my Instagram. Yeah. So that's. Ladies, if I were to give any of you ladies listening to this conversation, just know, like, it is a tough conversation. Like, money is a tough conversation. And whether you're a woman who can take care of herself, it's nice to have a guy that takes care of you. And even if you're the mom, cfo. That's what I call Katie cfo. I'm like, she's like. Because she's at home, but I'm, like, being even, like, in charge of the home. And kids, like, you're still. You really, really busy. And so it's just hard to be in a place where you. You can, like, ask these questions but not feel like you're attacking. Be like, hey, no. Like, I'm grateful for where we live. I. But I also feel like I was part of building that. So in the same time, I would flip it and say, like, yeah. Like, I'll be like, oh, this is like, I'll say things like, oh, I love our lifestyle. I love this. It's so cool what we've gone through, what we've been through together. Like, I trust you, this and that. And so I don't feel like that's necessarily communicated to me either. Like, hey, babe, like, thanks for pushing me. Thanks for getting me here, too. So it kind of goes both ways, and I feel like, do stacks you all the time.
I'm just putting out there.
Okay. Well, I feel like I'm constantly, like, saying, like, this is amazing what we've done. I think of it as, like, a team effort, and that's why I'm, like, trying to get back in. I want to. I want to be a part of this team effort. I want to be a part of the decisions. I don't want to sit on the sidelines and be naive to what's going on and then be like, oh. Because part of our financial situation in the past was partly My. My fault. I mean, I know I'm younger than you, and I know that you were paying the bills and I was having the kids. However, I think it's. The financial. Should be an equal. An equal thing. If I'm being honest. Whether you're working or not, you should still. You should still know, like, it's a partnership. Like, we're building a marriage, a lifestyle, and a partnership, and it's such a stereotypical thing for, like, the men handle it or the women handle or that whatever it is, and I think it should be done together.
So what do you want?
I want you. Babe, you gotta go. You gotta go to a barbecue.
What do you really want? Give me one. Talk about. Give me what you want.
I just. I just feel like me asking you questions and not getting the answers I'm receiving is. Is not working. So what I want.
You want answers or you want results?
I told you. I'm kind of at the point where I'm like, we live an amazing lifestyle. I don't want to just live an amazing lifestyle. Like, I want to be able, like, to build a legacy, build an empire, and, like, just have to. To the point of where, like, if we stopped working in, like, 10 years from now, we could still live the same amazing lifestyle for years to come, plus, like, help our children if we needed to. So that's kind of like what I want to build and what I envision. Like, I look at our parents and like, no offense to our parents, like, my. My parents were pretty successful and. And now, like, they, they. They live well, but they can't stop working. Like, my dad builds custom homes. He's 68, and he's still built 69. He's still building custom homes. I'm like, I don't physically. If I'm 69 and a guy, I don't want to physically be on the job building custom homes. But he. They have to continue working to stay their same lifestyle. They have some investments. They have storage units and other things, but they. And my dad's constantly been like, I'm tired. Like, he wants to downgrade, get a smaller home. And my mom's like, like, no. She's like, I didn't know. I want this lifestyle. So in order to, like, maintain this lifestyle, like, you have to continue to work at the same level. Does that make sense? And so I look at my parents and even your parents, who I think are even, like, the. Even less of a ideal situation than my parents, and I'm like, I don't want to live, like, either of them. I want to, like, be able to be like, we have such an abundance for our family and for our life like that. Again, when we're 70 years old, we're working because we're passionate about it and we choose to. We have a purpose behind it. And not just because, like, I'm tired and I have to keep paying the bills because I've seen, again, our parents, they're not doing it anymore because they're passionate about it. They're doing it because they have to, and they're fucking tired. So that's what I want.
So I have a question for you. Would you be willing to maintain the current lifestyle even though our businesses are increasing in revenue, not change houses, not level the game up, keep the same game for the next five years and just put all the money away that you want to put away without having to continue to up the standard? Meaning? I'm saying two bags, not nine. Two bags, not nine.
Let me ask you.
I'm saying. I'm saying.
Let me ask you.
No more cars. I'm saying no more houses. I'm saying just maintain the game and everything else goes pure cash. No, I'm asking you a simple question. I'm asking you a simple question. Would you be willing to do that? Keep it? No. No expense increase whatsoever in our personal lifestyle over the next five years. Because my businesses are going to go 1, 2, 3x every single year for the next. I'm just telling you right now, 100 of it goes to putting it away. 100.
Ask you, like, in the past. Garrett will tell me. No. Tell me. No. I feel, like, slightly, slightly bad for a mere second for wanting more in life. And then I'm like, nope, this is where we're going. In fact, you called me a witch this morning, so that was nice. And I'm like.
You said, everyone's awake.
I said, well, I. Garrett was like, I swear to God, like, because I'll see things. And I'm like, that's where we're going. And he'll be like, and then things just happen in our life. But I don't think it's like I'm psychic. It's because I, like, see something. And I'm like, what do we need to do to get that? What do we need to do to make that happen? And sometimes in my heart, I feel like it's so strongly. I'm like, this is where we're going. And I feel like we just create it in our lives. And so I'm like, everybody's. Which Everybody has the power to create whatever they want based on the con, based on the conditions where you're or where you're at. It doesn't necessarily. I guess it doesn't matter where your conditions, where you're at. But for us, I just felt like, no, this is where I want to go in life, and it. Things tend to happen. So for me, I forgot what you asked me.
I'll let you know.
Oh, no, I was gonna ask you, like, here's what I've noticed with Garrett. Like, you'll tell me, like, it's not possible. We can't go there. I'll push, we'll fight. We go somewhere, you know, in life or whatever, and then it's all of a sudden, like, we. That becomes the new norm. So I'm like, is my job just to continue to push you to the new norm, you know? Or, like, do we need to just, like, hunker down for a good five years? Is it gonna change our spending patterns? Is it going to change our savings patterns? Is it going to change how you operate? Are we still going to be, like, reinvesting, like, a ton of money back into the business? Putting any aside, does five years do anything?
Any. You're insane.
Okay.
You love to go like this.
Okay, okay. But when I look at the amount. When I look at. I'm not. I'm saying when I look at the amount that's coming into our business, and then I look at the amount that it costs us to. To live per year, and then you.
Look at how much I save every month.
I'm not trying to trigger you every month.
Somebody's at the door, wrapping this podcast up. My wife and I are obviously in a place where you need to have some more conversation. So our challenge for you this week, have some conversation with your spouse. Like we said, this podcast, we are never about trying to give you all the answers. We're simply sitting in a conversation of just figuring shit out as we go. So, my friends, all I got for you. We're out. Have a great week. We'll talk to you next week.


